Compare Today’s Refinance Rates for Roseland, Louisiana 70456
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Roseland, Louisiana 70456.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $3,649 over the lifetime of your mortgage, which translates to a monthly savings of $10 in Roseland and other areas of Tangipahoa county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Roseland, Louisiana 70456
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Interactive Refinance Rate Projections for Roseland, Louisiana 70456
Pureloan has developed an interactive chart to monitor the five largest local lenders in Roseland, LA 70456, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Roseland, Louisiana 70456 from 2024 - 2016
The following historical data provides insights into refinancing trends in Roseland, Louisiana and the surrounding Tangipahoa county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 60.90% | 57.30% | 59.17% | 72.73% | 48.17% | 44.09% | 50.97% | 57.71% | |
avg refi rate | 4.05% | 3.96% | 4.13% | 4.50% | 3.76% | 3.91% | 4.65% | 4.86% | |
% 15 year fixed refinance | 23.72% | 27.02% | 28.33% | 18.18% | 41.18% | 42.52% | 32.90% | 28.49% | |
avg refi rate | 3.22% | 3.22% | 3.29% | 3.66% | 3.04% | 3.24% | 3.81% | 4.22% | |
Avg credit score | 738.17 | 742.32 | 746.28 | 743.31 | 752.38 | 755.81 | 747.85 | 749.96 | |
Avg LTV (loan to value) | 70.60% | 72.83% | 70.09% | 72.01% | 67.87% | 67.23% | 66.22% | 64.95% | |
Avg DTI (debt to income) | 34.40 | 33.17 | 32.09 | 33.97 | 30.90 | 29.93 | 30.85 | 30.84 | |
Avg refinance insurance % | 5.45% | 5.39% | 4.13% | 4.24% | 2.87% | 1.55% | 1.86% | 1.86% |
Best Refinance Brokers around Roseland, Louisiana 70456
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Roseland, Louisiana 70456, we have compiled a list of top refinance brokers to assist you in the process.
Joani Jacob
Mortgage Loan Originator
1900 Oak Harbor Blvd
Slidell, LA 70456
(985) 646-6508
JoaniJacob@gulfbank.com
Stacey Chehardy
Loan Officer
2053 Gause Blvd suite 225
Slidell, LA 70456
schehardy@nolalending.com
Janean Wood
Loan Officer
1027 Harding St
Lafayette, LA 70456
(337) 408-5103
jwood@intertrustmortgage.com
Cindy Hayes
Loan Processor
1027 Harding St
Lafayette, LA 70456
(337) 408-5104
cindy@intertrustmortgage.com
Keith DeLatte
Loan Officer
1027 Harding St
Lafayette, LA 70456
(337) 289-1303
keith@intertrustmortgage.com
Address
1900 Oak Harbor Blvd
Slidell, LA
Contact
(985) 646-6508
Fax (301) 639-0804
JoaniJacob@gulfbank.com
Address
2053 Gause Blvd suite 225
Slidell, LA
Contact
Fax (301) 639-0804
schehardy@nolalending.com
Address
1027 Harding St
Lafayette, LA
Contact
(337) 408-5103
Fax (301) 639-0804
jwood@intertrustmortgage.com