Compare Today’s Refinance Rates for Uncle Sam, Louisiana 70792
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Uncle Sam, Louisiana 70792.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Uncle Sam, Louisiana 70792. For 30-year amortization refinancing, you can expect lifetime cash savings of $4,341 or $12 per month in Uncle Sam and other parts of Saint James county.
Summary of Average Refinances in Uncle Sam, Louisiana 70792
Become a certified mortgage expert on Pureloan.com
in Uncle Sam, Louisiana 70792
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Uncle Sam, Louisiana 70792
Pureloan has developed an interactive chart to monitor the five largest local lenders in Uncle Sam, LA 70792, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Uncle Sam, Louisiana 70792 from 2024 - 2016
The following historical data provides insights into refinancing trends in Uncle Sam, Louisiana and the surrounding Saint James county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 59.88% | 57.74% | 58.08% | 68.20% | 52.61% | 46.80% | 57.32% | 58.21% | |
avg refi rate | 4.10% | 3.95% | 4.08% | 4.48% | 3.76% | 3.91% | 4.57% | 4.82% | |
% 15 year fixed refinance | 29.01% | 30.13% | 26.46% | 19.82% | 37.15% | 37.19% | 30.27% | 29.01% | |
avg refi rate | 3.26% | 3.15% | 3.28% | 3.73% | 3.03% | 3.25% | 3.77% | 4.19% | |
Avg credit score | 742.22 | 738.95 | 746.59 | 743.34 | 750.86 | 753.81 | 742.88 | 749.90 | |
Avg LTV (loan to value) | 75.10% | 74.12% | 75.81% | 74.77% | 71.91% | 70.08% | 70.87% | 68.99% | |
Avg DTI (debt to income) | 33.20 | 32.03 | 31.56 | 31.69 | 29.68 | 28.93 | 30.12 | 30.48 | |
Avg refinance insurance % | 6.60% | 6.89% | 7.23% | 6.27% | 5.12% | 3.52% | 3.76% | 2.94% |
Best Refinance Brokers around Uncle Sam, Louisiana 70792
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Uncle Sam, Louisiana 70792, we have compiled a list of top refinance brokers to assist you in the process.
Deeann Polk
Mortgage Lender
4919 Main Street
Zachary, LA 70792
(225) 278-9444
deeann.polk@regions.com
Lisa Cooper
Mortgage Loan Originator
7235 Jefferson Hwy
Baton Rouge, LA 70792
(225) 757-4453
LisaCooper@gulfbank.com
Roger Acosta
Loan Analyst
7389 Florida Blvd Ste 200A
Baton Rouge, LA 70792
(225) 490-6633
Racosta@gmfslending.com
Karen Drez
Loan Analyst
7389 Florida Blvd Ste 200A
Baton Rouge, LA 70792
(225) 490-6644
Kdrez@gmfslending.com
Dawnyail Faldetta
Loan Analyst
7389 Florida Blvd Ste 200A
Baton Rouge, LA 70792
(225) 214-6625
Dfaldetta@gmfslending.com
Address
4919 Main Street
Zachary, LA
Contact
(225) 278-9444
Fax (301) 639-0804
deeann.polk@regions.com
Address
7235 Jefferson Hwy
Baton Rouge, LA
Contact
(225) 757-4453
Fax (301) 639-0804
LisaCooper@gulfbank.com
Address
7389 Florida Blvd Ste 200A
Baton Rouge, LA
Contact
(225) 490-6633
Fax (301) 639-0804
Racosta@gmfslending.com