Compare Today’s Refinance Rates for Adams, Massachusetts 01220
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Adams, Massachusetts 01220.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Adams, Massachusetts 01220. For 30-year amortization refinancing, you can expect lifetime cash savings of $9,411 or $26 per month in Adams and other parts of Berkshire county.
Summary of Average Refinances in Adams, Massachusetts 01220
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Interactive Refinance Rate Projections for Adams, Massachusetts 01220
Pureloan has developed an interactive chart to monitor the five largest local lenders in Adams, MA 01220, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Adams, Massachusetts 01220 from 2024 - 2016
The following historical data provides insights into refinancing trends in Adams, Massachusetts and the surrounding Berkshire county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 33.33% | 46.51% | 44.13% | 36.41% | 49.25% | 52.78% | 41.10% | 32.20% | 30.30% |
avg refi rate | 7.50% | 3.61% | 3.07% | 3.32% | 4.30% | 4.52% | 4.11% | 3.83% | 3.96% |
% 15 year fixed refinance | 66.67% | 33.72% | 36.15% | 42.12% | 32.84% | 33.33% | 45.21% | 50.00% | 44.44% |
avg refi rate | 5.94% | 2.88% | 2.50% | 2.77% | 3.69% | 3.67% | 3.01% | 2.90% | 3.11% |
Avg credit score | 760.00 | 749.17 | 754.96 | 762.29 | 752.66 | 741.22 | 755.77 | 760.75 | 761.86 |
Avg LTV (loan to value) | 66.33% | 65.74% | 71.79% | 73.80% | 72.09% | 70.06% | 74.55% | 74.01% | 73.30% |
Avg DTI (debt to income) | 29.67 | 33.80 | 33.20 | 32.93 | 35.00 | 35.36 | 34.05 | 33.99 | 34.06 |
Avg refinance insurance % | 10.00% | 1.28% | 3.50% | 4.76% | 5.13% | 6.31% | 5.04% | 5.73% | 6.12% |
Best Refinance Brokers around Adams, Massachusetts 01220
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Adams, Massachusetts 01220, we have compiled a list of top refinance brokers to assist you in the process.
Jamie Pollard
Loan Officer
395 Main Street
Dalton, MA 01220
(413) 684-3140
jamie.pollard@academymortgage.com
Louis Belezos
Avp, Market Manager
24 North Street
Pittsfield, MA 01220
(617) 480-6673
lbelezos@berkshirebank.com
Curtis Blau
Senior Mortgage Loan R
24 North Street
Pittsfield, MA 01220
(781) 726-6095 Ext. 167
cblau@berkshirebank.com
John Dematos
Senior Mortgage Loan R
24 North Street
Pittsfield, MA 01220
(978) 853-7302
jdematos@berkshirebank.com
Amy Digiorgio
Senior Mortgage Loan R
24 North Street
Pittsfield, MA 01220
(781) 724-4979
adigiorgio@berkshirebank.com
Address
395 Main Street
Dalton, MA
Contact
(413) 684-3140
Fax (301) 639-0804
jamie.pollard@academymortgage.com
Address
24 North Street
Pittsfield, MA
Contact
(617) 480-6673
Fax (301) 639-0804
lbelezos@berkshirebank.com
Address
24 North Street
Pittsfield, MA
Contact
(781) 726-6095 Ext. 167
Fax (301) 639-0804
cblau@berkshirebank.com