Compare Today’s Refinance Rates for Boston, Massachusetts

Pureloan analyzes all refinance lenders to give you the best real-time home refi rates for Boston, Massachusetts 02298. Search for lower interest rates, cash-out refi or a home equity loan. For 30-year amortization refinancing in Boston and surrounding areas of Suffolk county, expected lifetime cash savings are $32,545 or $90 / month.

Our search engine analyzes all possible options including HELOC, positive equity refinancing, and short home refinancing for Boston, Massachusetts 02298.

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Summary of Average Refinance Terms in Boston, Massachusetts 02298

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Refinance Rates for Boston, Massachusetts 02298 from 2012 - 2019

Below are historical data on refinancing in Boston, Massachusetts and around Suffolk county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2012 2013 2014 2015 2016 2017 2018 2019
% 30 year fixed refinance 67.32% 58.10% 62.70% 66.91% 72.71% 66.91% 69.03% 61.56%
avg refi rate 4.79% 4.42% 3.87% 3.69% 4.44% 4.05% 3.81% 3.96%
% 15 year fixed refinance 24.95% 30.60% 27.99% 26.28% 21.30% 24.26% 21.93% 31.83%
avg refi rate 4.20% 3.71% 3.21% 2.94% 3.43% 3.20% 2.98% 3.07%
% 10 year fixed refinance 1.31% 3.41% 2.97% 2.15% 0.88% 1.16% 0.47% 1.20%
avg refi rate 4.09% 3.58% 3.11% 2.84% 3.37% 3.12% 2.88% 3.09%
Avg credit score 775.40 773.75 775.19 768.88 753.29 761.81 767.29 757.87
Avg LTV (loan to value) 58.98% 61.10% 60.71% 63.12% 66.54% 66.36% 67.82% 64.84%
Avg Combined LTV (loan to value) 61.26% 63.15% 62.44% 64.66% 67.95% 67.78% 68.85% 66.22%
Avg DTI (debt to income) 29.47 30.49 29.58 30.19 33.22 32.85 32.78 33.36
Avg refinance insurance % 0.47% 0.70% 0.93% 2.02% 2.63% 2.82% 3.72% 2.80%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Boston, Massachusetts 02298

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Boston, Massachusetts 02298, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Scott Johnson

Luxury Properties Specialist

16 Clarendon St

Boston, MA 02298

(617) 426-8333

scott.johnson@raveis.com

Elizabeth Crowley

Sales Associate

16 Clarendon St

Boston, MA 02298

(617) 426-8333

elizabeth.crowley@raveis.com

Elizabeth Barton

Administrative Manager

16 Clarendon St

Boston, MA 02298

(617) 426-8333

elizabeth.barton@raveis.com

Abby Marjollet

Sales Associate

707 E Broadway

Boston, MA 02298

(617) 268-7600

abby.marjollet@raveis.com

James Marcou

Sales Associate

707 E Broadway

Boston, MA 02298

(617) 268-7600

james.marcou@raveis.com

Address

16 Clarendon St

Boston, MA

Contact

(617) 426-8333

Fax (301) 639-0804

scott.johnson@raveis.com

Address

16 Clarendon St

Boston, MA

Contact

(617) 426-8333

Fax (301) 639-0804

elizabeth.crowley@raveis.com

Address

16 Clarendon St

Boston, MA

Contact

(617) 426-8333

Fax (301) 639-0804

elizabeth.barton@raveis.com

Refinancing News for Boston, Massachusetts 02298