Compare Today’s Refinance Rates for Boston, Massachusetts
Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Boston, Massachusetts 02128. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $73,026 or $203 / month in Boston and other areas of Suffolk county.
Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Boston, Massachusetts 02128.
Summary of Average Refinance Terms in Boston, Massachusetts 02128
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Customized Refinance Rate Projections for Boston, MA
For refinance rate forecasts and predictions in Boston, MA 02128, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.
Refinance Rates for Boston, Massachusetts 02128 from 2014 - 2021
Below are historical data on refinancing in Boston, Massachusetts and around Suffolk county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 61.77% | 54.26% | 57.92% | 61.89% | 62.73% | 65.40% | 63.94% | 56.48% |
| avg refi rate | 4.85% | 4.50% | 3.92% | 3.71% | 4.49% | 4.03% | 3.84% | 3.90% |
| % 15 year fixed refinance | 25.13% | 29.35% | 27.06% | 26.89% | 25.02% | 21.83% | 23.55% | 27.50% |
| avg refi rate | 4.25% | 3.77% | 3.23% | 2.94% | 3.52% | 3.24% | 3.05% | 3.12% |
| Avg credit score | 768.01 | 769.02 | 771.74 | 765.78 | 752.15 | 759.24 | 760.54 | 755.00 |
| Avg LTV (loan to value) | 62.75% | 63.63% | 64.65% | 65.37% | 67.62% | 68.02% | 66.19% | 63.55% |
| Avg DTI (debt to income) | 31.24 | 31.03 | 30.29 | 30.50 | 33.47 | 32.77 | 32.46 | 32.96 |
| Avg refinance insurance % | 0.91% | 1.35% | 1.53% | 2.34% | 3.70% | 3.53% | 2.96% | 3.00% |
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around Boston, Massachusetts 02128
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Boston, Massachusetts 02128, we have compiled a list of the leading refinance brokers to guide you.
Scott Johnson
Luxury Properties Specialist
16 Clarendon St
Boston, MA 02128
(617) 426-8333
scott.johnson@raveis.com
Elizabeth Crowley
Sales Associate
16 Clarendon St
Boston, MA 02128
(617) 426-8333
elizabeth.crowley@raveis.com
Elizabeth Barton
Administrative Manager
16 Clarendon St
Boston, MA 02128
(617) 426-8333
elizabeth.barton@raveis.com
Abby Marjollet
Sales Associate
707 E Broadway
Boston, MA 02128
(617) 268-7600
abby.marjollet@raveis.com
James Marcou
Sales Associate
707 E Broadway
Boston, MA 02128
(617) 268-7600
james.marcou@raveis.com
Address
16 Clarendon St
Boston, MA
Contact
(617) 426-8333
Fax (301) 639-0804
scott.johnson@raveis.com
Address
16 Clarendon St
Boston, MA
Contact
(617) 426-8333
Fax (301) 639-0804
elizabeth.crowley@raveis.com
Address
16 Clarendon St
Boston, MA
Contact
(617) 426-8333
Fax (301) 639-0804
elizabeth.barton@raveis.com