Compare Today’s Refinance Rates for Brighton, Massachusetts 02135
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Brighton, Massachusetts 02135.
With a 30-year amortization refinance in Brighton and surrounding areas of Suffolk county, our calculations show that you can expect to save up to $24,260 over the lifetime of your mortgage, or a monthly savings of $67. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Brighton, Massachusetts 02135.
Summary of Average Refinances in Brighton, Massachusetts 02135
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Interactive Refinance Rate Projections for Brighton, Massachusetts 02135
Pureloan has developed an interactive chart to monitor the five largest local lenders in Brighton, MA 02135, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Brighton, Massachusetts 02135 from 2024 - 2016
The following historical data provides insights into refinancing trends in Brighton, Massachusetts and the surrounding Suffolk county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 57.29% | 63.08% | 64.17% | 67.63% | 67.03% | 59.52% | 62.28% | 55.61% |
avg refi rate | 6.23% | 3.50% | 2.96% | 3.24% | 4.15% | 4.58% | 4.05% | 3.87% | 4.04% |
% 15 year fixed refinance | 24.62% | 22.45% | 21.83% | 17.92% | 23.08% | 29.17% | 25.88% | 34.22% | |
avg refi rate | 2.75% | 2.47% | 2.83% | 3.49% | 3.86% | 3.24% | 3.11% | 3.34% | |
Avg credit score | 723.00 | 736.87 | 755.40 | 760.67 | 757.86 | 754.40 | 757.15 | 758.33 | 758.98 |
Avg LTV (loan to value) | 62.17% | 60.25% | 66.82% | 69.99% | 68.71% | 67.65% | 69.18% | 68.07% | 68.44% |
Avg DTI (debt to income) | 36.33 | 33.56 | 32.39 | 32.17 | 33.44 | 33.82 | 33.36 | 33.46 | 33.35 |
Avg refinance insurance % | 0.80% | 2.99% | 4.25% | 4.71% | 3.49% | 3.96% | 4.59% | 3.62% |
Best Refinance Brokers around Brighton, Massachusetts 02135
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Brighton, Massachusetts 02135, we have compiled a list of top refinance brokers to assist you in the process.
Kathy Pryor
Branch Manager
435 Market Street
Brighton, MA 02135
(617) 254-0813
kathleen.pryor@rocklandtrust.com
Tim Moore
Branch Manager
319 Washington Street
Brighton, MA 02135
(617) 206-6312
tmoore@mortgagenetwork.com
Lindsay Venza
Branch Manager
53 White Street
Cambridge, MA 02135
lvenza@cambridgesavings.com
Tim Brennan
Loan Officer
46 Church Street
Braintree, MA 02135
(800) 860-8821
tbrennan@camdennational.com
Betsy Hauser
Loan Officer
46 Church Street
Braintree, MA 02135
(800) 860-8821
bhauser@camdennational.com
Address
435 Market Street
Brighton, MA
Contact
(617) 254-0813
Fax (301) 639-0804
kathleen.pryor@rocklandtrust.com
Address
319 Washington Street
Brighton, MA
Contact
(617) 206-6312
Fax (301) 639-0804
tmoore@mortgagenetwork.com
Address
53 White Street
Cambridge, MA
Contact
Fax (301) 639-0804
lvenza@cambridgesavings.com