Compare Today’s Refinance Rates for Drury, Massachusetts 01343
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Drury, Massachusetts 01343.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $18,327 over the lifetime of your mortgage, which translates to a monthly savings of $51 in Drury and other areas of Franklin county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Drury, Massachusetts 01343
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Interactive Refinance Rate Projections for Drury, Massachusetts 01343
Pureloan has developed an interactive chart to monitor the five largest local lenders in Drury, MA 01343, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Drury, Massachusetts 01343 from 2024 - 2016
The following historical data provides insights into refinancing trends in Drury, Massachusetts and the surrounding Franklin county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 100.00% | 42.86% | 33.98% | 27.09% | 49.30% | 54.55% | 22.22% | 28.36% | 41.27% |
| avg refi rate | 6.28% | 3.53% | 3.02% | 3.26% | 4.37% | 4.54% | 4.18% | 3.85% | 4.11% |
| % 15 year fixed refinance | 30.16% | 40.81% | 46.01% | 33.80% | 31.82% | 58.89% | 50.00% | 41.27% | |
| avg refi rate | 2.70% | 2.49% | 2.71% | 3.60% | 3.98% | 3.41% | 3.14% | 3.22% | |
| Avg credit score | 720.80 | 808.68 | 751.99 | 762.28 | 756.32 | 745.79 | 745.77 | 753.57 | 761.16 |
| Avg LTV (loan to value) | 70.60% | 67.36% | 69.55% | 73.92% | 74.45% | 76.03% | 73.21% | 74.99% | 75.15% |
| Avg DTI (debt to income) | 37.40 | 35.44 | 33.37 | 33.17 | 34.08 | 34.38 | 35.89 | 34.30 | 33.87 |
| Avg refinance insurance % | 12.40% | 2.54% | 2.56% | 4.23% | 4.79% | 7.30% | 3.81% | 5.47% | 7.40% |
Best Refinance Brokers around Drury, Massachusetts 01343
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Drury, Massachusetts 01343, we have compiled a list of top refinance brokers to assist you in the process.
Clay Herbert
Branch Manager
22 Mohawk Trail
Greenfield, MA 01343
(413) 772-2529
clay.herbert@academymortgage.com
Jnnifr Mclaughlin
Loan Officrs
52 Main Strt
Athol, MA 01343
(978) 827-6657
jmclaughlin@atholsb.com
Mary Mccarthy
Mortgag Spcialist:
2 Harvard Strt
Athol, MA 01343
(78) 863-5807
mcmccarthy@brkl.com
Linda Ackerman
Avp & Office Manager
400 Main Street
Greenfield, MA 01343
(413) 774-3191
lackerman@greenfieldsavings.com
Carmen Bassett
Svp & Senior Retail Banking Officer
400 Main Street
Greenfield, MA 01343
(413) 774-3191
cbassett@greenfieldsavings.com
Address
22 Mohawk Trail
Greenfield, MA
Contact
(413) 772-2529
Fax (301) 639-0804
clay.herbert@academymortgage.com
Address
52 Main Strt
Athol, MA
Contact
(978) 827-6657
Fax (301) 639-0804
jmclaughlin@atholsb.com
Address
2 Harvard Strt
Athol, MA
Contact
(78) 863-5807
Fax (301) 639-0804
mcmccarthy@brkl.com