Compare Today’s Refinance Rates for East Boston, Massachusetts 02228
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in East Boston, Massachusetts 02228.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $30,920 over the lifetime of your mortgage, which translates to a monthly savings of $86 in East Boston and other areas of Suffolk county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in East Boston, Massachusetts 02228
Become a certified mortgage expert on Pureloan.com
in East Boston, Massachusetts 02228
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for East Boston, Massachusetts 02228
Pureloan has developed an interactive chart to monitor the five largest local lenders in East Boston, MA 02228, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in East Boston, Massachusetts 02228 from 2024 - 2016
The following historical data provides insights into refinancing trends in East Boston, Massachusetts and the surrounding Suffolk county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 59.68% | 67.86% | 73.91% | 75.47% | 55.22% | 60.62% | 70.48% | 73.74% |
avg refi rate | 5.94% | 3.39% | 2.83% | 3.12% | 4.00% | 4.43% | 4.01% | 3.82% | 3.96% |
% 15 year fixed refinance | 30.11% | 21.70% | 17.71% | 17.74% | 37.31% | 30.05% | 21.71% | 18.91% | |
avg refi rate | 2.52% | 2.37% | 2.72% | 3.38% | 3.61% | 3.15% | 3.07% | 3.16% | |
Avg credit score | 745.75 | 763.75 | 782.14 | 778.98 | 767.50 | 773.70 | 768.92 | 772.49 | 771.97 |
Avg LTV (loan to value) | 60.50% | 54.92% | 58.16% | 61.45% | 65.04% | 57.70% | 60.38% | 63.46% | 65.38% |
Avg DTI (debt to income) | 33.00 | 32.75 | 29.17 | 28.97 | 31.93 | 30.30 | 31.04 | 30.80 | 30.58 |
Avg refinance insurance % | 0.92% | 0.98% | 1.59% | 3.36% | 1.27% | 1.88% | 2.48% | 3.02% |
Best Refinance Brokers around East Boston, Massachusetts 02228
If you are considering refinancing your mortgage or obtaining a cash-out refinance in East Boston, Massachusetts 02228, we have compiled a list of top refinance brokers to assist you in the process.
Manlio Mendez
Community Organizer
143 Border Street
East Boston, MA 02228
(617) 418-8242
mmendez@noahcdc.org
Linda Foster
Director Of Administration & Fundraising
143 Border Street
East Boston, MA 02228
(617) 418-8246
linda@noahcdc.org
Philip Giffee
Executive Director
143 Border Street
East Boston, MA 02228
(617) 418-8240
philipgiffee@noahcdc.org
Lisa Oneill
Mortgage Loan Originator
18-20 Meridian Street 4th Floor
East Boston, MA 02228
(617) 799-6115
lisa.oneill@homebridge.com
Hong Geng
Senior Loan Officer
27-43 Wormwood St, Suite 310
Boston, MA 02228
(978) 760-0303
hong@rate.com
Address
143 Border Street
East Boston, MA
Contact
(617) 418-8242
Fax (301) 639-0804
mmendez@noahcdc.org
Address
143 Border Street
East Boston, MA
Contact
(617) 418-8246
Fax (301) 639-0804
linda@noahcdc.org
Address
143 Border Street
East Boston, MA
Contact
(617) 418-8240
Fax (301) 639-0804
philipgiffee@noahcdc.org