Compare Today’s Refinance Rates for Framingham, Massachusetts

Pureloan analyzes all refinance lenders to give you the best real-time home refi rates for Framingham, Massachusetts 01705. Search for lower interest rates, cash-out refi or a home equity loan. For 30-year amortization refinancing in Framingham and surrounding areas of Middlesex county, expected lifetime cash savings are $58,142 or $162 / month.

Our search engine analyzes all possible options including HELOC, positive equity refinancing, and short home refinancing for Framingham, Massachusetts 01705.

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Summary of Average Refinance Terms in Framingham, Massachusetts 01705

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Refinance Rates for Framingham, Massachusetts 01705 from 2012 - 2019

Below are historical data on refinancing in Framingham, Massachusetts and around Middlesex county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2012 2013 2014 2015 2016 2017 2018 2019
% 30 year fixed refinance 54.30% 46.05% 50.21% 52.05% 56.43% 56.87% 57.20% 50.69%
avg refi rate 4.80% 4.43% 3.86% 3.62% 4.48% 4.02% 3.82% 3.86%
% 15 year fixed refinance 30.62% 33.37% 32.25% 33.96% 29.38% 26.49% 27.33% 32.70%
avg refi rate 4.21% 3.74% 3.21% 2.91% 3.49% 3.18% 2.98% 3.13%
% 10 year fixed refinance 2.01% 5.06% 3.97% 2.32% 1.84% 1.68% 0.87% 0.87%
avg refi rate 4.10% 3.61% 3.11% 2.85% 3.38% 3.15% 3.16% 2.88%
Avg credit score 770.43 770.01 772.61 767.76 753.24 761.65 760.69 756.41
Avg LTV (loan to value) 61.94% 61.97% 63.15% 65.06% 69.84% 69.63% 69.14% 66.89%
Avg Combined LTV (loan to value) 64.15% 64.70% 65.21% 67.18% 71.96% 70.92% 70.12% 67.90%
Avg DTI (debt to income) 29.87 29.99 29.16 29.62 32.43 31.64 31.48 32.21
Avg refinance insurance % 1.41% 1.27% 1.66% 2.65% 4.60% 4.42% 4.09% 2.94%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Framingham, Massachusetts 01705

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Framingham, Massachusetts 01705, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Kathleen Turner

Mortgage Loan Officer

9 Pleasant Street

Framingham, MA 01705

(774) 270-2559

turner@phhhomeloansne.com

Sean Pashoian

Loan Officer

74 Main Street

Framingham, MA 01705

(866) 878-6351

sean.pashoian@citizensbank.com

Jeffrey Hunt

Loan Officer

74 Main Street

Framingham, MA 01705

(855) 456-9901

jeffrey.hunt@citizensbank.com

Kathy Gervais

Senior Loan Officer

74 Main Street

Framingham, MA 01705

(844) 574-2622

kathleen.m.gervais@citizensbank.com

William Brown

Senior Loan Officer

74 Main Street

Framingham, MA 01705

(844) 442-6908

william.brown@citizensbank.com

Address

9 Pleasant Street

Framingham, MA

Contact

(774) 270-2559

Fax (301) 639-0804

turner@phhhomeloansne.com

Address

74 Main Street

Framingham, MA

Contact

(866) 878-6351

Fax (301) 639-0804

sean.pashoian@citizensbank.com

Address

74 Main Street

Framingham, MA

Contact

(855) 456-9901

Fax (301) 639-0804

jeffrey.hunt@citizensbank.com

Refinancing News for Framingham, Massachusetts 01705