Compare Today’s Refinance Rates for Hampden, Massachusetts 01036
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Hampden, Massachusetts 01036.
With a 30-year amortization refinance in Hampden and surrounding areas of Hampden county, our calculations show that you can expect to save up to $17,693 over the lifetime of your mortgage, or a monthly savings of $49. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Hampden, Massachusetts 01036.
Summary of Average Refinances in Hampden, Massachusetts 01036
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Interactive Refinance Rate Projections for Hampden, Massachusetts 01036
Pureloan has developed an interactive chart to monitor the five largest local lenders in Hampden, MA 01036, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Hampden, Massachusetts 01036 from 2024 - 2016
The following historical data provides insights into refinancing trends in Hampden, Massachusetts and the surrounding Hampden county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 88.89% | 57.62% | 60.97% | 63.01% | 75.19% | 60.43% | 51.15% | 60.24% | 60.23% |
| avg refi rate | 6.48% | 3.40% | 2.98% | 3.28% | 4.25% | 4.54% | 4.09% | 3.99% | 4.14% |
| % 15 year fixed refinance | 11.11% | 26.93% | 21.94% | 19.84% | 16.17% | 29.95% | 33.62% | 28.71% | 23.58% |
| avg refi rate | 4.75% | 2.67% | 2.52% | 2.86% | 3.53% | 3.67% | 3.33% | 3.18% | 3.31% |
| Avg credit score | 728.44 | 750.52 | 756.69 | 757.11 | 742.76 | 740.35 | 745.43 | 747.50 | 753.82 |
| Avg LTV (loan to value) | 53.78% | 54.12% | 57.41% | 60.06% | 61.20% | 56.21% | 60.06% | 66.24% | 67.30% |
| Avg DTI (debt to income) | 34.78 | 36.75 | 36.64 | 35.54 | 37.30 | 35.97 | 36.41 | 36.09 | 35.22 |
| Avg refinance insurance % | 0.68% | 1.07% | 1.29% | 1.77% | 0.13% | 0.82% | 1.87% | 2.22% |
Best Refinance Brokers around Hampden, Massachusetts 01036
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Hampden, Massachusetts 01036, we have compiled a list of top refinance brokers to assist you in the process.
Annemarie Tucker
Loan Officer
723 Main Street
Agawam, MA 01036
(413) 363-0282
annemarie.tucker@academymortgage.com
Eileen Hennessey
Loan Officer
723 Main Street
Agawam, MA 01036
(413) 276-0102
eileen.hennessey@academymortgage.com
Scott Johnston
Loan Officer
723 Main Street
Agawam, MA 01036
(413) 363-0282
scott.johnston@academymortgage.com
Adam Corcoran
President & CEO
710 Grattan Street
Chicopee, MA 01036
(413) 536-0475
acorcoran@aldencu.com
Anita Richard
Director of Mortgage Lending
710 Grattan Street
Chicopee, MA 01036
(413) 536-0475
arichard@aldencu.com
Address
723 Main Street
Agawam, MA
Contact
(413) 363-0282
Fax (301) 639-0804
annemarie.tucker@academymortgage.com
Address
723 Main Street
Agawam, MA
Contact
(413) 276-0102
Fax (301) 639-0804
eileen.hennessey@academymortgage.com
Address
723 Main Street
Agawam, MA
Contact
(413) 363-0282
Fax (301) 639-0804
scott.johnston@academymortgage.com