Compare Today’s Refinance Rates for Haverhill, Massachusetts 01831
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Haverhill, Massachusetts 01831.
With a 30-year amortization refinance in Haverhill and surrounding areas of Essex county, our calculations show that you can expect to save up to $21,882 over the lifetime of your mortgage, or a monthly savings of $61. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Haverhill, Massachusetts 01831.
Summary of Average Refinances in Haverhill, Massachusetts 01831
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Interactive Refinance Rate Projections for Haverhill, Massachusetts 01831
Pureloan has developed an interactive chart to monitor the five largest local lenders in Haverhill, MA 01831, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Haverhill, Massachusetts 01831 from 2024 - 2016
The following historical data provides insights into refinancing trends in Haverhill, Massachusetts and the surrounding Essex county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 90.00% | 47.76% | 49.36% | 47.28% | 55.19% | 57.29% | 42.74% | 50.00% | 45.37% |
avg refi rate | 6.53% | 3.52% | 2.99% | 3.28% | 4.17% | 4.70% | 4.10% | 3.90% | 4.11% |
% 15 year fixed refinance | 30.35% | 28.06% | 29.26% | 27.92% | 25.63% | 36.31% | 32.07% | 35.42% | |
avg refi rate | 2.76% | 2.45% | 2.77% | 3.48% | 3.82% | 3.31% | 3.13% | 3.31% | |
Avg credit score | 725.05 | 758.27 | 756.85 | 759.72 | 757.03 | 743.06 | 753.42 | 760.14 | 757.56 |
Avg LTV (loan to value) | 59.05% | 62.35% | 67.72% | 72.05% | 72.62% | 71.96% | 74.11% | 74.34% | 73.33% |
Avg DTI (debt to income) | 42.40 | 33.58 | 32.14 | 32.08 | 33.76 | 35.35 | 33.65 | 33.06 | 32.63 |
Avg refinance insurance % | 1.20% | 0.95% | 1.81% | 4.27% | 5.71% | 4.89% | 6.08% | 5.88% | 6.05% |
Best Refinance Brokers around Haverhill, Massachusetts 01831
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Haverhill, Massachusetts 01831, we have compiled a list of top refinance brokers to assist you in the process.
Jola Smith
Sales Manager
333 South Main St.
Haverhill, MA 01831
(97) 852-3700 Ext. 207
jolasmith@mortgagenetwork.com
Ellen Roche
Loan Officer
333 South Main Street
Haverhill, MA 01831
(978) 521-3700
eroche@mortgagenetwork.com
Ginny Litalien
Loan Officer
333 South Main Street
Haverhill, MA 01831
(978) 521-3700
glitalien@mortgagenetwork.com
George Manemanus
Branch Manager
296 Main Street
Groveland, MA 01831
(978) 374-6600
george@villagemtg.com
George Manemanus
Branch Manager
296 Main Street
Groveland, MA 01831
(978) 374-6600
gmanemanus@villagemtg.com
Address
333 South Main St.
Haverhill, MA
Contact
(97) 852-3700 Ext. 207
Fax (301) 639-0804
jolasmith@mortgagenetwork.com
Address
333 South Main Street
Haverhill, MA
Contact
(978) 521-3700
Fax (301) 639-0804
eroche@mortgagenetwork.com
Address
333 South Main Street
Haverhill, MA
Contact
(978) 521-3700
Fax (301) 639-0804
glitalien@mortgagenetwork.com