Compare Today’s Refinance Rates for Haverhill, Massachusetts

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Haverhill, Massachusetts 01830. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Haverhill and other areas of Essex county, expected lifetime cash savings are $6,384 or $18 / month.

For Haverhill, Massachusetts 01830, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Haverhill, Massachusetts 01830

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Haverhill, MA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Haverhill, MA 01830, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Haverhill, MA

Refinance Rates for Haverhill, Massachusetts 01830 from 2013 - 2020

Below are historical data on refinancing in Haverhill, Massachusetts and around Essex county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 52.23% 46.90% 51.60% 55.93% 60.10% 59.72% 60.28% 49.40%
avg refi rate 4.82% 4.47% 3.88% 3.67% 4.48% 4.05% 3.84% 3.87%
% 15 year fixed refinance 28.05% 31.02% 29.55% 29.57% 26.20% 24.63% 22.29% 31.56%
avg refi rate 4.22% 3.76% 3.23% 2.92% 3.52% 3.21% 3.04% 3.10%
Avg credit score 769.04 768.44 771.47 764.72 754.05 756.34 757.26 754.62
Avg LTV (loan to value) 62.53% 62.54% 64.66% 66.83% 70.85% 70.95% 70.22% 67.17%
Avg DTI (debt to income) 30.65 30.44 30.05 30.63 33.31 32.43 32.52 33.18
Avg refinance insurance % 1.00% 1.37% 1.94% 2.97% 4.64% 4.56% 3.64% 2.92%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Haverhill, Massachusetts 01830

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Haverhill, Massachusetts 01830, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Jola Smith

Sales Manager

333 South Main St.

Haverhill, MA 01830

(97) 852-3700 Ext. 207

jolasmith@mortgagenetwork.com

Ellen Roche

Loan Officer

333 South Main Street

Haverhill, MA 01830

(978) 521-3700

eroche@mortgagenetwork.com

Ginny Litalien

Loan Officer

333 South Main Street

Haverhill, MA 01830

(978) 521-3700

glitalien@mortgagenetwork.com

George Manemanus

Branch Manager

296 Main Street

Groveland, MA 01830

(978) 374-6600

george@villagemtg.com

George Manemanus

Branch Manager

296 Main Street

Groveland, MA 01830

(978) 374-6600

gmanemanus@villagemtg.com

Address

333 South Main St.

Haverhill, MA

Contact

(97) 852-3700 Ext. 207

Fax (301) 639-0804

jolasmith@mortgagenetwork.com

Address

333 South Main Street

Haverhill, MA

Contact

(978) 521-3700

Fax (301) 639-0804

eroche@mortgagenetwork.com

Address

333 South Main Street

Haverhill, MA

Contact

(978) 521-3700

Fax (301) 639-0804

glitalien@mortgagenetwork.com

Refinancing News for Haverhill, Massachusetts 01830