Compare Today’s Refinance Rates for Hyannis, Massachusetts 02601
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Hyannis, Massachusetts 02601.
With a 30-year amortization refinance in Hyannis and surrounding areas of Barnstable county, our calculations show that you can expect to save up to $19,493 over the lifetime of your mortgage, or a monthly savings of $54. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Hyannis, Massachusetts 02601.
Summary of Average Refinances in Hyannis, Massachusetts 02601
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Interactive Refinance Rate Projections for Hyannis, Massachusetts 02601
Pureloan has developed an interactive chart to monitor the five largest local lenders in Hyannis, MA 02601, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Hyannis, Massachusetts 02601 from 2024 - 2016
The following historical data provides insights into refinancing trends in Hyannis, Massachusetts and the surrounding Barnstable county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 50.00% | 52.38% | 47.34% | 45.38% | 45.83% | 31.58% | 50.00% | 48.84% | 51.06% |
| avg refi rate | 6.75% | 3.77% | 3.01% | 3.33% | 4.43% | 4.66% | 4.10% | 3.97% | 4.28% |
| % 15 year fixed refinance | 30.95% | 33.14% | 35.29% | 29.17% | 47.37% | 40.00% | 34.88% | 29.79% | |
| avg refi rate | 2.87% | 2.54% | 2.95% | 3.59% | 3.50% | 3.25% | 3.25% | 3.49% | |
| Avg credit score | 771.50 | 725.48 | 757.17 | 753.76 | 755.92 | 717.84 | 747.66 | 750.56 | 765.23 |
| Avg LTV (loan to value) | 55.50% | 66.67% | 69.41% | 71.44% | 68.38% | 69.47% | 72.58% | 69.63% | 69.28% |
| Avg DTI (debt to income) | 23.00 | 32.05 | 30.33 | 30.12 | 30.63 | 29.68 | 30.44 | 28.05 | 31.68 |
| Avg refinance insurance % | 1.88% | 2.76% | 3.80% | 3.04% | 2.89% | 4.34% | 6.28% | 2.57% |
Best Refinance Brokers around Hyannis, Massachusetts 02601
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Hyannis, Massachusetts 02601, we have compiled a list of top refinance brokers to assist you in the process.
Eric Zalgenas
Assistant Vice President And Branch Manager - Hyannis
25 Benjamin Franklin Way
Hyannis, MA 02601
(508) 568-1200
ezalgenas@mycapecodbank.com
Gerard Williams
Member - Board Of Directors
25 Benjamin Franklin Way
Hyannis, MA 02601
(508) 568-3400
gwilliams@bankmainstreet.com
Sara Whiteley
Member - Board Of Directors
25 Benjamin Franklin Way
Hyannis, MA 02601
(508) 568-3400
swhiteley@bankmainstreet.com
Paul White
Vice President And Commercial Lending Officer
25 Benjamin Franklin Way
Hyannis, MA 02601
(508) 568-1234
pwhite@mycapecodbank.com
Sheryl Walsh
Senior Vice President And Chief Consumer And Business Banking Officer
25 Benjamin Franklin Way
Hyannis, MA 02601
(508) 568-3363
swalsh@mycapecodbank.com
Address
25 Benjamin Franklin Way
Hyannis, MA
Contact
(508) 568-1200
Fax (301) 639-0804
ezalgenas@mycapecodbank.com
Address
25 Benjamin Franklin Way
Hyannis, MA
Contact
(508) 568-3400
Fax (301) 639-0804
gwilliams@bankmainstreet.com
Address
25 Benjamin Franklin Way
Hyannis, MA
Contact
(508) 568-3400
Fax (301) 639-0804
swhiteley@bankmainstreet.com