Compare Today’s Refinance Rates for Kingston, Massachusetts 02364
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Kingston, Massachusetts 02364.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Kingston, Massachusetts 02364. For 30-year amortization refinancing, you can expect lifetime cash savings of $32,025 or $89 per month in Kingston and other parts of Plymouth county.
Summary of Average Refinances in Kingston, Massachusetts 02364
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Interactive Refinance Rate Projections for Kingston, Massachusetts 02364
Pureloan has developed an interactive chart to monitor the five largest local lenders in Kingston, MA 02364, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Kingston, Massachusetts 02364 from 2024 - 2016
The following historical data provides insights into refinancing trends in Kingston, Massachusetts and the surrounding Plymouth county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 40.00% | 59.55% | 61.70% | 60.13% | 60.14% | 65.91% | 52.63% | 60.61% | 66.25% |
| avg refi rate | 5.00% | 3.56% | 3.03% | 3.26% | 4.40% | 4.76% | 4.12% | 4.00% | 4.12% |
| % 15 year fixed refinance | 40.00% | 23.95% | 24.67% | 25.06% | 26.09% | 21.59% | 36.18% | 26.06% | 28.13% |
| avg refi rate | 5.44% | 2.83% | 2.46% | 2.79% | 3.54% | 4.04% | 3.31% | 3.24% | 3.40% |
| Avg credit score | 716.00 | 731.22 | 751.83 | 760.34 | 759.45 | 743.82 | 759.01 | 755.64 | 762.11 |
| Avg LTV (loan to value) | 57.20% | 67.95% | 70.55% | 73.29% | 73.46% | 70.16% | 69.47% | 74.17% | 71.63% |
| Avg DTI (debt to income) | 41.20 | 33.44 | 32.46 | 32.05 | 33.61 | 35.81 | 32.24 | 33.60 | 32.46 |
| Avg refinance insurance % | 5.00% | 1.96% | 3.41% | 5.45% | 6.03% | 2.65% | 4.40% | 6.79% | 5.32% |
Best Refinance Brokers around Kingston, Massachusetts 02364
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Kingston, Massachusetts 02364, we have compiled a list of top refinance brokers to assist you in the process.
Nancy Boucher
Branch Manager
184 Summer Street
Kingston, MA 02364
(781) 585-6030
nancy.boucher@rocklandtrust.com
john Harrington
mortage consultant
27 Home Depot Drive
Plymouth, MA 02364
(877) 275-7090
johnh@firsteastern.com
Mark Nicholaw
Mortgage Specialist
27 Home Depot Dr
Plymouth, MA 02364
(877) 275-7090
markn@firsteastern.com
Paul Ames
Loan Officer
27 Home Depot Drive
Plymouth, MA 02364
(877) 275-7090
pames@firsteastern.com
Tricia Hackett
Loan Officer
15 Caswell Lane
Plymouth, MA 02364
(508) 746-3611
thackett@gofirsthome.com
Address
184 Summer Street
Kingston, MA
Contact
(781) 585-6030
Fax (301) 639-0804
nancy.boucher@rocklandtrust.com
Address
27 Home Depot Drive
Plymouth, MA
Contact
(877) 275-7090
Fax (301) 639-0804
johnh@firsteastern.com
Address
27 Home Depot Dr
Plymouth, MA
Contact
(877) 275-7090
Fax (301) 639-0804
markn@firsteastern.com