Compare Today’s Refinance Rates for Lowell, Massachusetts

Pureloan analyzes all refinance lenders to give you the best real-time home refi rates for Lowell, Massachusetts 01854. Search for lower interest rates, cash-out refi or a home equity loan. For 30-year amortization refinancing in Lowell and surrounding areas of Middlesex county, expected lifetime cash savings are $30,664 or $85 / month.

Our search engine analyzes all possible options including HELOC, positive equity refinancing, and short home refinancing for Lowell, Massachusetts 01854.

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Summary of Average Refinance Terms in Lowell, Massachusetts 01854

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Refinance Rates for Lowell, Massachusetts 01854 from 2012 - 2019

Below are historical data on refinancing in Lowell, Massachusetts and around Middlesex county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2012 2013 2014 2015 2016 2017 2018 2019
% 30 year fixed refinance 52.23% 46.90% 51.60% 55.93% 60.10% 59.72% 60.28% 49.40%
avg refi rate 4.82% 4.47% 3.88% 3.67% 4.48% 4.05% 3.84% 3.87%
% 15 year fixed refinance 28.05% 31.02% 29.55% 29.57% 26.20% 24.63% 22.29% 31.56%
avg refi rate 4.22% 3.76% 3.23% 2.92% 3.52% 3.21% 3.04% 3.10%
% 10 year fixed refinance 2.51% 4.91% 3.24% 2.40% 2.04% 1.30% 1.38% 1.60%
avg refi rate 4.05% 3.63% 3.15% 2.86% 3.54% 3.19% 3.05% 3.00%
Avg credit score 769.04 768.44 771.47 764.72 754.05 756.34 757.26 754.62
Avg LTV (loan to value) 62.53% 62.54% 64.66% 66.83% 70.85% 70.95% 70.22% 67.17%
Avg Combined LTV (loan to value) 64.65% 64.88% 66.40% 68.59% 72.40% 72.31% 71.06% 68.50%
Avg DTI (debt to income) 30.65 30.44 30.05 30.63 33.31 32.43 32.52 33.18
Avg refinance insurance % 1.00% 1.37% 1.94% 2.97% 4.64% 4.56% 3.64% 2.92%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Lowell, Massachusetts 01854

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Lowell, Massachusetts 01854, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Mike Romano

Sage Bank Loan Center Manager

15 Hurd Street

Lowell, MA 01854

(978) 937-0090

mromano@sagebank.com

Soufiane Rechag

Sage Bank Loan R

15 Hurd Street

Lowell, MA 01854

(978) 937-0090

srechag@sagebank.com

Eric Portnoy

Sage Bank Loan R

15 Hurd Street

Lowell, MA 01854

(781) 995-3440

eportnoy@sagebank.com

Elkin Montoya

Sage Bank Loan R

15 Hurd Street

Lowell, MA 01854

(978) 322-7058

emontoya@sagebank.com

Michael Licciardi

Loan R

15 Hurd Street

Lowell, MA 01854

(978) 937-0090

mlicciardi@sagebank.com

Address

15 Hurd Street

Lowell, MA

Contact

(978) 937-0090

Fax (301) 639-0804

mromano@sagebank.com

Address

15 Hurd Street

Lowell, MA

Contact

(978) 937-0090

Fax (301) 639-0804

srechag@sagebank.com

Address

15 Hurd Street

Lowell, MA

Contact

(781) 995-3440

Fax (301) 639-0804

eportnoy@sagebank.com

Refinancing News for Lowell, Massachusetts 01854