Compare Today’s Refinance Rates for Lowell, Massachusetts

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Lowell, Massachusetts 01854. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Lowell and surrounding areas of Middlesex county, your expected lifetime cash savings are $5,429 or $15 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Lowell, Massachusetts 01854.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Lowell, Massachusetts 01854

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Lowell, MA 01854, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Refinance Rates for Lowell, Massachusetts 01854 from 2012 - 2019

Below are historical data on refinancing in Lowell, Massachusetts and around Middlesex county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 52.23% 46.90% 51.60% 55.93% 60.10% 59.72% 60.28% 49.40%
avg refi rate 4.82% 4.47% 3.88% 3.67% 4.48% 4.05% 3.84% 3.87%
% 15 year fixed refinance 28.05% 31.02% 29.55% 29.57% 26.20% 24.63% 22.29% 31.56%
avg refi rate 4.22% 3.76% 3.23% 2.92% 3.52% 3.21% 3.04% 3.10%
Avg credit score 769.04 768.44 771.47 764.72 754.05 756.34 757.26 754.62
Avg LTV (loan to value) 62.53% 62.54% 64.66% 66.83% 70.85% 70.95% 70.22% 67.17%
Avg DTI (debt to income) 30.65 30.44 30.05 30.63 33.31 32.43 32.52 33.18
Avg refinance insurance % 1.00% 1.37% 1.94% 2.97% 4.64% 4.56% 3.64% 2.92%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Lowell, Massachusetts 01854

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Lowell, Massachusetts 01854, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Mike Romano

Sage Bank Loan Center Manager

15 Hurd Street

Lowell, MA 01854

(978) 937-0090

mromano@sagebank.com

Soufiane Rechag

Sage Bank Loan R

15 Hurd Street

Lowell, MA 01854

(978) 937-0090

srechag@sagebank.com

Eric Portnoy

Sage Bank Loan R

15 Hurd Street

Lowell, MA 01854

(781) 995-3440

eportnoy@sagebank.com

Elkin Montoya

Sage Bank Loan R

15 Hurd Street

Lowell, MA 01854

(978) 322-7058

emontoya@sagebank.com

Michael Licciardi

Loan R

15 Hurd Street

Lowell, MA 01854

(978) 937-0090

mlicciardi@sagebank.com

Address

15 Hurd Street

Lowell, MA

Contact

(978) 937-0090

Fax (301) 639-0804

mromano@sagebank.com

Address

15 Hurd Street

Lowell, MA

Contact

(978) 937-0090

Fax (301) 639-0804

srechag@sagebank.com

Address

15 Hurd Street

Lowell, MA

Contact

(781) 995-3440

Fax (301) 639-0804

eportnoy@sagebank.com

Refinancing News for Lowell, Massachusetts 01854