Compare Today’s Refinance Rates for Lynn, Massachusetts

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Lynn, Massachusetts 01904. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Lynn and surrounding areas of Essex county, your expected lifetime cash savings are $7,300 or $20 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Lynn, Massachusetts 01904.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Lynn, Massachusetts 01904

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Lynn, MA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Lynn, MA 01904, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Lynn, MA

Refinance Rates for Lynn, Massachusetts 01904 from 2013 - 2020

Below are historical data on refinancing in Lynn, Massachusetts and around Essex county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 55.29% 47.00% 49.28% 56.12% 58.20% 59.19% 60.69% 50.87%
avg refi rate 4.82% 4.47% 3.90% 3.69% 4.49% 4.05% 3.84% 3.89%
% 15 year fixed refinance 28.43% 32.49% 31.45% 30.67% 29.10% 26.33% 23.66% 32.79%
avg refi rate 4.25% 3.77% 3.24% 2.93% 3.51% 3.24% 3.07% 3.12%
Avg credit score 764.94 765.75 769.69 763.87 750.31 756.94 756.06 748.41
Avg LTV (loan to value) 61.16% 62.40% 64.07% 66.21% 69.81% 70.08% 70.53% 67.30%
Avg DTI (debt to income) 31.21 31.25 30.44 30.94 33.87 33.13 33.10 34.11
Avg refinance insurance % 0.98% 1.41% 1.66% 2.95% 4.08% 4.55% 4.26% 3.35%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Lynn, Massachusetts 01904

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Lynn, Massachusetts 01904, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Bill Katinoglou

Residential Loan Officer

335 Broadway

Lynn, MA 01904

bkatinoglou@ebsb.com

Leonor Kellar

Mortgages Advisor

414 Broadway

Lynn , MA 01904

(781) 598-9167

leonor.kellar@santander.us

lourdes connolly

assistance vice president

P.O box 391

lynn, MA 01904

(617) 439-4967

l.connolly@easternbank.com

james Costello

mortage origination officer

P.O box 391

lynn, MA 01904

(508) 923-2820

j.costello@easternbank.com

steven dion

mortage loaN OFFICER

P.O box 391

lynn, MA 01904

(617) 515-0197

s.dion@easternbank.com

Address

335 Broadway

Lynn, MA

Contact

Fax (301) 639-0804

bkatinoglou@ebsb.com

Address

414 Broadway

Lynn , MA

Contact

(781) 598-9167

Fax (301) 639-0804

leonor.kellar@santander.us

Address

P.O box 391

lynn, MA

Contact

(617) 439-4967

Fax (301) 639-0804

l.connolly@easternbank.com

Refinancing News for Lynn, Massachusetts 01904