Compare Today’s Refinance Rates for Malden, Massachusetts 02148
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Malden, Massachusetts 02148.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $17,373 over the lifetime of your mortgage, which translates to a monthly savings of $48 in Malden and other areas of Middlesex county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Malden, Massachusetts 02148
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Interactive Refinance Rate Projections for Malden, Massachusetts 02148
Pureloan has developed an interactive chart to monitor the five largest local lenders in Malden, MA 02148, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Malden, Massachusetts 02148 from 2024 - 2016
The following historical data provides insights into refinancing trends in Malden, Massachusetts and the surrounding Middlesex county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 57.29% | 63.08% | 64.17% | 67.63% | 67.03% | 59.52% | 62.28% | 55.61% |
avg refi rate | 6.23% | 3.50% | 2.96% | 3.24% | 4.15% | 4.58% | 4.05% | 3.87% | 4.04% |
% 15 year fixed refinance | 24.62% | 22.45% | 21.83% | 17.92% | 23.08% | 29.17% | 25.88% | 34.22% | |
avg refi rate | 2.75% | 2.47% | 2.83% | 3.49% | 3.86% | 3.24% | 3.11% | 3.34% | |
Avg credit score | 723.00 | 736.87 | 755.40 | 760.67 | 757.86 | 754.40 | 757.15 | 758.33 | 758.98 |
Avg LTV (loan to value) | 62.17% | 60.25% | 66.82% | 69.99% | 68.71% | 67.65% | 69.18% | 68.07% | 68.44% |
Avg DTI (debt to income) | 36.33 | 33.56 | 32.39 | 32.17 | 33.44 | 33.82 | 33.36 | 33.46 | 33.35 |
Avg refinance insurance % | 0.80% | 2.99% | 4.25% | 4.71% | 3.49% | 3.96% | 4.59% | 3.62% |
Best Refinance Brokers around Malden, Massachusetts 02148
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Malden, Massachusetts 02148, we have compiled a list of top refinance brokers to assist you in the process.
Tim Brennan
Loan Officer
46 Church Street
Braintree, MA 02148
(800) 860-8821
tbrennan@camdennational.com
Betsy Hauser
Loan Officer
46 Church Street
Braintree, MA 02148
(800) 860-8821
bhauser@camdennational.com
Jackie LaBerge
Senior Mortgage Specialist
PO BOX 9100
Chelsea, MA 02148
(617) 488-5477
jlaberge@metrocu.org
Chris Wise
Mortgage Specialist
PO BOX 9100
Chelsea, MA 02148
(617) 889-7660
cwise@metrocu.org
Mary Holland
Mortgage Specialist
PO BOX 9100
Chelsea, MA 02148
(617) 488-5459
mholland@metrocu.org
Address
46 Church Street
Braintree, MA
Contact
(800) 860-8821
Fax (301) 639-0804
tbrennan@camdennational.com
Address
46 Church Street
Braintree, MA
Contact
(800) 860-8821
Fax (301) 639-0804
bhauser@camdennational.com
Address
PO BOX 9100
Chelsea, MA
Contact
(617) 488-5477
Fax (301) 639-0804
jlaberge@metrocu.org