Compare Today’s Refinance Rates for Malden, Massachusetts

Pureloan analyzes all refinance lenders to give you the best real-time home refi rates for Malden, Massachusetts 02148. Search for lower interest rates, cash-out refi or a home equity loan. For 30-year amortization refinancing in Malden and surrounding areas of Middlesex county, expected lifetime cash savings are $48,905 or $136 / month.

Our search engine analyzes all possible options including HELOC, positive equity refinancing, and short home refinancing for Malden, Massachusetts 02148.

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Summary of Average Refinance Terms in Malden, Massachusetts 02148

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Refinance Rates for Malden, Massachusetts 02148 from 2012 - 2019

Below are historical data on refinancing in Malden, Massachusetts and around Middlesex county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2012 2013 2014 2015 2016 2017 2018 2019
% 30 year fixed refinance 61.77% 54.26% 57.92% 61.89% 62.73% 65.40% 63.94% 56.48%
avg refi rate 4.85% 4.50% 3.92% 3.71% 4.49% 4.03% 3.84% 3.90%
% 15 year fixed refinance 25.13% 29.35% 27.06% 26.89% 25.02% 21.83% 23.55% 27.50%
avg refi rate 4.25% 3.77% 3.23% 2.94% 3.52% 3.24% 3.05% 3.12%
% 10 year fixed refinance 1.73% 4.01% 3.57% 2.07% 1.93% 0.88% 0.89% 0.94%
avg refi rate 4.02% 3.57% 3.12% 2.90% 3.44% 3.13% 3.01% 3.03%
Avg credit score 768.01 769.02 771.74 765.78 752.15 759.24 760.54 755.00
Avg LTV (loan to value) 62.75% 63.63% 64.65% 65.37% 67.62% 68.02% 66.19% 63.55%
Avg Combined LTV (loan to value) 64.59% 65.53% 66.15% 66.88% 68.93% 69.24% 67.02% 64.35%
Avg DTI (debt to income) 31.24 31.03 30.29 30.50 33.47 32.77 32.46 32.96
Avg refinance insurance % 0.91% 1.35% 1.53% 2.34% 3.70% 3.53% 2.96% 3.00%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Malden, Massachusetts 02148

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Malden, Massachusetts 02148, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Tim Brennan

Loan Officer

46 Church Street

Braintree, MA 02148

(800) 860-8821

tbrennan@camdennational.com

Betsy Hauser

Loan Officer

46 Church Street

Braintree, MA 02148

(800) 860-8821

bhauser@camdennational.com

Jackie LaBerge

Senior Mortgage Specialist

PO BOX 9100

Chelsea, MA 02148

(617) 488-5477

jlaberge@metrocu.org

Chris Wise

Mortgage Specialist

PO BOX 9100

Chelsea, MA 02148

(617) 889-7660

cwise@metrocu.org

Mary Holland

Mortgage Specialist

PO BOX 9100

Chelsea, MA 02148

(617) 488-5459

mholland@metrocu.org

Address

46 Church Street

Braintree, MA

Contact

(800) 860-8821

Fax (301) 639-0804

tbrennan@camdennational.com

Address

46 Church Street

Braintree, MA

Contact

(800) 860-8821

Fax (301) 639-0804

bhauser@camdennational.com

Address

PO BOX 9100

Chelsea, MA

Contact

(617) 488-5477

Fax (301) 639-0804

jlaberge@metrocu.org

Refinancing News for Malden, Massachusetts 02148