Compare Today’s Refinance Rates for Milton, Massachusetts 02186
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Milton, Massachusetts 02186.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Milton, Massachusetts 02186. For 30-year amortization refinancing, you can expect lifetime cash savings of $24,146 or $67 per month in Milton and other parts of Norfolk county.
Summary of Average Refinances in Milton, Massachusetts 02186
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Interactive Refinance Rate Projections for Milton, Massachusetts 02186
Pureloan has developed an interactive chart to monitor the five largest local lenders in Milton, MA 02186, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Milton, Massachusetts 02186 from 2024 - 2016
The following historical data provides insights into refinancing trends in Milton, Massachusetts and the surrounding Norfolk county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 58.33% | 57.11% | 54.44% | 52.54% | 56.82% | 49.70% | 55.67% | 54.00% |
avg refi rate | 6.20% | 3.56% | 2.98% | 3.26% | 4.28% | 4.59% | 4.12% | 3.92% | 4.06% |
% 15 year fixed refinance | 26.33% | 27.95% | 30.31% | 30.51% | 30.68% | 38.18% | 33.50% | 37.33% | |
avg refi rate | 2.65% | 2.52% | 2.85% | 3.56% | 3.85% | 3.34% | 3.15% | 3.32% | |
Avg credit score | 748.36 | 749.18 | 757.89 | 764.56 | 762.64 | 754.02 | 747.04 | 761.55 | 761.33 |
Avg LTV (loan to value) | 67.64% | 59.79% | 66.17% | 70.20% | 71.21% | 67.40% | 70.77% | 69.53% | 68.69% |
Avg DTI (debt to income) | 37.82 | 33.79 | 33.13 | 32.32 | 33.64 | 35.06 | 34.78 | 31.92 | 33.09 |
Avg refinance insurance % | 5.64% | 1.08% | 1.88% | 3.06% | 3.41% | 3.25% | 4.54% | 3.36% | 2.61% |
Best Refinance Brokers around Milton, Massachusetts 02186
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Milton, Massachusetts 02186, we have compiled a list of top refinance brokers to assist you in the process.
Dan Mullin
Senior Loan Officer
60 Adam Street
Milton, MA 02186
(617) 276-5524
mullin@phhhomeloansne.com
Paul Pouliot
Loan Officer
111 HUNTINGTON AVE
BOSTON, MA 02186
(617) 292-9641
paul.pouliot@fhlbboston.com
Michael Healy
Senior Vice President/Senior Commercial Loan Officer
1530 Main Street
Weymouth, MA 02186
(781) 682-3276
mhealy@southshorebank.com
Thomas Gillen
Vice President/Commercial Lending Officer
1530 Main Street
Weymouth, MA 02186
(781) 682-3294
tgillen@southshorebank.com
Marilyn Mannino
Vice President/Commercial Lending Officer
1530 Main Street
Weymouth, MA 02186
(781) 682-3250
mmannino@southshorebank.com
Address
60 Adam Street
Milton, MA
Contact
(617) 276-5524
Fax (301) 639-0804
mullin@phhhomeloansne.com
Address
111 HUNTINGTON AVE
BOSTON, MA
Contact
(617) 292-9641
Fax (301) 639-0804
paul.pouliot@fhlbboston.com
Address
1530 Main Street
Weymouth, MA
Contact
(781) 682-3276
Fax (301) 639-0804
mhealy@southshorebank.com