Compare Today’s Refinance Rates for New Bedford, Massachusetts

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for New Bedford, Massachusetts 02740. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $4,116 or $11 / month in New Bedford and other areas of Bristol county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for New Bedford, Massachusetts 02740.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in New Bedford, Massachusetts 02740

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for New Bedford, MA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in New Bedford, MA 02740, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for New Bedford, MA

Refinance Rates for New Bedford, Massachusetts 02740 from 2013 - 2020

Below are historical data on refinancing in New Bedford, Massachusetts and around Bristol county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 54.40% 48.32% 46.47% 51.58% 59.80% 59.31% 58.12% 51.30%
avg refi rate 4.76% 4.48% 3.89% 3.73% 4.50% 4.09% 3.89% 3.94%
% 15 year fixed refinance 28.23% 29.68% 32.74% 31.15% 27.45% 21.86% 22.82% 33.07%
avg refi rate 4.19% 3.76% 3.19% 2.94% 3.55% 3.23% 3.10% 3.14%
Avg credit score 765.73 764.15 768.23 763.04 748.51 754.02 751.65 748.17
Avg LTV (loan to value) 65.04% 65.14% 66.97% 68.22% 74.08% 73.46% 73.47% 71.50%
Avg DTI (debt to income) 30.62 30.89 30.56 30.42 32.41 32.55 32.15 33.21
Avg refinance insurance % 1.38% 1.52% 2.25% 3.39% 6.38% 6.58% 5.30% 4.52%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around New Bedford, Massachusetts 02740

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in New Bedford, Massachusetts 02740, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Elizabeth Araujo

Sage Bank Loan R

15 Hurd Street

New Bedford, MA 02740

(978) 319-6931

earaujo@sagebank.com

Anne Patacao

Loan Officer

174 Union Street

New Bedford, MA 02740

(508) 535-6007

anne.patacao@rmsmortgage.com

Tracy Atwood

Loan Officer

4385 Acushnet Avenue

New Bedford, MA 02740

(774) 419-6195

tracy.atwood@fairwaymc.com

Katie Balboni

Loan Officer

4385 Acushnet Avenue

New Bedford, MA 02740

(97) 862-9878

katie.balboni@fairwaymc.com

Diana Araujo

Loan Officer

4385 Acushnet Avenue

New Bedford, MA 02740

(617) 378-2001

dianaa@fairwaymc.com

Address

15 Hurd Street

New Bedford, MA

Contact

(978) 319-6931

Fax (301) 639-0804

earaujo@sagebank.com

Address

174 Union Street

New Bedford, MA

Contact

(508) 535-6007

Fax (301) 639-0804

anne.patacao@rmsmortgage.com

Address

4385 Acushnet Avenue

New Bedford, MA

Contact

(774) 419-6195

Fax (301) 639-0804

tracy.atwood@fairwaymc.com

Refinancing News for New Bedford, Massachusetts 02740