Compare Today’s Refinance Rates for Newton, Massachusetts

Pureloan analyzes all refinance lenders to give you the best real-time home refi rates for Newton, Massachusetts 02458. Search for lower interest rates, cash-out refi or a home equity loan. For 30-year amortization refinancing in Newton and surrounding areas of Middlesex county, expected lifetime cash savings are $112,894 or $314 / month.

Our search engine analyzes all possible options including HELOC, positive equity refinancing, and short home refinancing for Newton, Massachusetts 02458.

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Summary of Average Refinance Terms in Newton, Massachusetts 02458

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Refinance Rates for Newton, Massachusetts 02458 from 2012 - 2019

Below are historical data on refinancing in Newton, Massachusetts and around Middlesex county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2012 2013 2014 2015 2016 2017 2018 2019
% 30 year fixed refinance 60.30% 55.17% 56.36% 57.95% 59.91% 57.85% 57.35% 51.03%
avg refi rate 4.84% 4.46% 3.88% 3.64% 4.47% 3.96% 3.79% 3.83%
% 15 year fixed refinance 27.05% 28.93% 28.41% 30.89% 29.38% 27.74% 28.97% 34.54%
avg refi rate 4.20% 3.77% 3.22% 2.93% 3.50% 3.21% 3.03% 3.03%
Avg credit score 769.95 770.58 773.00 767.28 754.36 765.08 763.90 764.09
Avg LTV (loan to value) 56.39% 55.91% 56.55% 57.89% 63.76% 59.19% 59.36% 57.50%
Avg DTI (debt to income) 30.15 30.20 29.40 29.76 32.63 31.12 31.13 31.43
Avg refinance insurance % 0.54% 0.58% 0.86% 1.42% 2.35% 1.84% 1.92% 1.01%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Newton, Massachusetts 02458

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Newton, Massachusetts 02458, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Robert Wade

Senior Loan Officer

1261 Centre St

Newton, MA 02458

(508) 958-4275

robert.wade@phhhomeloansne.com

Ellen Klapper

Mortgage Loan Officer

188 Needham St

Newton, MA 02458

(617) 967-8461

e.klapper@easternbank.com

Rich Tuttle

Loan Originator

118 Needham St 2nd Floor

Newton, MA 02458

(617) 965-9188

rich.tuttle@indmortgage.com

Michael Todd

Mortgage Loan Originator

313 Washington Street Suite 221

Newton, MA 02458

(508) 320-9622

michael.todd@homebridge.com

Kevin Murphy

Mortgage Loan Originator

313 Washington Street Suite 221

Newton, MA 02458

(617) 928-7154

kevin.murphy@homebridge.com

Address

1261 Centre St

Newton, MA

Contact

(508) 958-4275

Fax (301) 639-0804

robert.wade@phhhomeloansne.com

Address

188 Needham St

Newton, MA

Contact

(617) 967-8461

Fax (301) 639-0804

e.klapper@easternbank.com

Address

118 Needham St 2nd Floor

Newton, MA

Contact

(617) 965-9188

Fax (301) 639-0804

rich.tuttle@indmortgage.com

Refinancing News for Newton, Massachusetts 02458