Compare Today’s Refinance Rates for Newton, Massachusetts

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Newton, Massachusetts 02458. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Newton and other areas of Middlesex county, expected lifetime cash savings are $72,358 or $201 / month.

For Newton, Massachusetts 02458, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Newton, Massachusetts 02458

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Newton, MA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Newton, MA 02458, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Newton, MA

Refinance Rates for Newton, Massachusetts 02458 from 2013 - 2020

Below are historical data on refinancing in Newton, Massachusetts and around Middlesex county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 60.30% 55.17% 56.36% 57.95% 59.91% 57.85% 57.35% 51.03%
avg refi rate 4.84% 4.46% 3.88% 3.64% 4.47% 3.96% 3.79% 3.83%
% 15 year fixed refinance 27.05% 28.93% 28.41% 30.89% 29.38% 27.74% 28.97% 34.54%
avg refi rate 4.20% 3.77% 3.22% 2.93% 3.50% 3.21% 3.03% 3.03%
Avg credit score 769.95 770.58 773.00 767.28 754.36 765.08 763.90 764.09
Avg LTV (loan to value) 56.39% 55.91% 56.55% 57.89% 63.76% 59.19% 59.36% 57.50%
Avg DTI (debt to income) 30.15 30.20 29.40 29.76 32.63 31.12 31.13 31.43
Avg refinance insurance % 0.54% 0.58% 0.86% 1.42% 2.35% 1.84% 1.92% 1.01%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Newton, Massachusetts 02458

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Newton, Massachusetts 02458, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Robert Wade

Senior Loan Officer

1261 Centre St

Newton, MA 02458

(508) 958-4275

robert.wade@phhhomeloansne.com

Ellen Klapper

Mortgage Loan Officer

188 Needham St

Newton, MA 02458

(617) 967-8461

e.klapper@easternbank.com

Rich Tuttle

Loan Originator

118 Needham St 2nd Floor

Newton, MA 02458

(617) 965-9188

rich.tuttle@indmortgage.com

Michael Todd

Mortgage Loan Originator

313 Washington Street Suite 221

Newton, MA 02458

(508) 320-9622

michael.todd@homebridge.com

Kevin Murphy

Mortgage Loan Originator

313 Washington Street Suite 221

Newton, MA 02458

(617) 928-7154

kevin.murphy@homebridge.com

Address

1261 Centre St

Newton, MA

Contact

(508) 958-4275

Fax (301) 639-0804

robert.wade@phhhomeloansne.com

Address

188 Needham St

Newton, MA

Contact

(617) 967-8461

Fax (301) 639-0804

e.klapper@easternbank.com

Address

118 Needham St 2nd Floor

Newton, MA

Contact

(617) 965-9188

Fax (301) 639-0804

rich.tuttle@indmortgage.com

Refinancing News for Newton, Massachusetts 02458