Compare Today’s Refinance Rates for North Chatham, Massachusetts 02650
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in North Chatham, Massachusetts 02650.
With a 30-year amortization refinance in North Chatham and surrounding areas of Barnstable county, our calculations show that you can expect to save up to $23,494 over the lifetime of your mortgage, or a monthly savings of $65. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for North Chatham, Massachusetts 02650.
Summary of Average Refinances in North Chatham, Massachusetts 02650
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Interactive Refinance Rate Projections for North Chatham, Massachusetts 02650
Pureloan has developed an interactive chart to monitor the five largest local lenders in North Chatham, MA 02650, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in North Chatham, Massachusetts 02650 from 2024 - 2016
The following historical data provides insights into refinancing trends in North Chatham, Massachusetts and the surrounding Barnstable county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 55.38% | 52.59% | 55.67% | 62.77% | 58.90% | 48.94% | 50.63% | 47.18% |
avg refi rate | 5.38% | 3.34% | 2.90% | 3.28% | 4.05% | 4.28% | 4.05% | 3.91% | 4.01% |
% 15 year fixed refinance | 31.54% | 32.50% | 30.46% | 23.40% | 28.77% | 29.79% | 33.75% | 33.80% | |
avg refi rate | 2.65% | 2.43% | 2.72% | 3.53% | 3.79% | 3.28% | 3.05% | 3.24% | |
Avg credit score | 702.00 | 742.61 | 760.93 | 762.70 | 757.65 | 745.33 | 755.87 | 752.13 | 750.91 |
Avg LTV (loan to value) | 95.00% | 67.25% | 69.01% | 71.85% | 71.54% | 66.42% | 69.65% | 71.98% | 73.31% |
Avg DTI (debt to income) | 40.00 | 31.62 | 28.89 | 27.43 | 28.62 | 29.86 | 29.92 | 30.18 | 29.44 |
Avg refinance insurance % | 30.00% | 3.43% | 4.09% | 5.53% | 5.01% | 3.40% | 3.72% | 4.23% | 5.20% |
Best Refinance Brokers around North Chatham, Massachusetts 02650
If you are considering refinancing your mortgage or obtaining a cash-out refinance in North Chatham, Massachusetts 02650, we have compiled a list of top refinance brokers to assist you in the process.
Patricia Lotane
Mortgage Loan Officer
97 Cranberry Highway
Orleans, MA 02650
(508) 247-2138
plotane@capecodfive.com
Sarah Malaspino
Assistant Branch Manager
57 West Bay Rd.
Osterville, MA 02650
(508) 420-1025
sarah.malaspino@rocklandtrust.com
Samantha Brintnall
Mortgage Processor
221 Commercial Street
Provincetown, MA 02650
(774) 538-3775
sbrintnall@seamensbank.com
Beth Curtin
Vp Commercial Lending
221 Commercial Street
Provincetown, MA 02650
(774) 538-3829
bcurtin@seamensbank.com
Arlene Houser
Loan Servicing Representative
221 Commercial Street
Provincetown, MA 02650
(774) 538-3768
ahouser@seamensbank.com
Address
97 Cranberry Highway
Orleans, MA
Contact
(508) 247-2138
Fax (301) 639-0804
plotane@capecodfive.com
Address
57 West Bay Rd.
Osterville, MA
Contact
(508) 420-1025
Fax (301) 639-0804
sarah.malaspino@rocklandtrust.com
Address
221 Commercial Street
Provincetown, MA
Contact
(774) 538-3775
Fax (301) 639-0804
sbrintnall@seamensbank.com