Compare Today’s Refinance Rates for Onset, Massachusetts 02558
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Onset, Massachusetts 02558.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Onset, Massachusetts 02558. For 30-year amortization refinancing, you can expect lifetime cash savings of $82,115 or $228 per month in Onset and other parts of Plymouth county.
Summary of Average Refinances in Onset, Massachusetts 02558
Become a certified mortgage expert on Pureloan.com
in Onset, Massachusetts 02558
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Onset, Massachusetts 02558
Pureloan has developed an interactive chart to monitor the five largest local lenders in Onset, MA 02558, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Onset, Massachusetts 02558 from 2024 - 2016
The following historical data provides insights into refinancing trends in Onset, Massachusetts and the surrounding Plymouth county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 46.88% | 52.07% | 46.37% | 53.13% | 60.00% | 56.90% | 54.74% | 54.29% | |
avg refi rate | 3.43% | 3.03% | 3.35% | 4.32% | 4.47% | 4.14% | 3.94% | 4.01% | |
% 15 year fixed refinance | 21.88% | 26.55% | 35.08% | 21.88% | 35.00% | 32.76% | 30.53% | 25.71% | |
avg refi rate | 2.85% | 2.46% | 2.78% | 3.65% | 3.91% | 3.19% | 3.15% | 3.15% | |
Avg credit score | 742.84 | 743.40 | 755.61 | 738.75 | 723.78 | 735.26 | 739.75 | 755.80 | |
Avg LTV (loan to value) | 64.13% | 70.52% | 72.48% | 68.88% | 68.93% | 69.22% | 72.66% | 72.83% | |
Avg DTI (debt to income) | 29.92 | 29.36 | 27.79 | 32.19 | 31.45 | 29.17 | 31.13 | 29.26 | |
Avg refinance insurance % | 3.63% | 3.99% | 4.15% | 3.16% | 4.63% | 3.45% | 5.92% | 5.39% |
Best Refinance Brokers around Onset, Massachusetts 02558
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Onset, Massachusetts 02558, we have compiled a list of top refinance brokers to assist you in the process.
Carol Borselle
Owner/Broker
PO Box 2697
Vineyard Haven, MA 02558
(508) 696-1801
carol@mvmortgage.net
Brian Walsh
Senior Loan Officer
299 Cotuit Road
Sandwich, MA 02558
(508) 360-4700
bwalsh@mortgagemaster.com
Tammy King
Mortgage Loan Officer
412 State Road, PO Box 996
Vineyard Haven, MA 02558
(508) 247-1786
tking@capecodfive.com
David Labbe
Mortgages Advisor
100 Old Kings Highway
Sandwich, MA 02558
(508) 833-6900
david.labbe@santander.us
Michelle Oteri
Mortgages Advisor
75 Main Street
Vineyard Haven, MA 02558
(508) 696-4400
michelle.oteri@santander.us
Address
PO Box 2697
Vineyard Haven, MA
Contact
(508) 696-1801
Fax (301) 639-0804
carol@mvmortgage.net
Address
299 Cotuit Road
Sandwich, MA
Contact
(508) 360-4700
Fax (301) 639-0804
bwalsh@mortgagemaster.com
Address
412 State Road, PO Box 996
Vineyard Haven, MA
Contact
(508) 247-1786
Fax (301) 639-0804
tking@capecodfive.com