Compare Today’s Refinance Rates for Princeton, Massachusetts 01541
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Princeton, Massachusetts 01541.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Princeton, Massachusetts 01541. For 30-year amortization refinancing, you can expect lifetime cash savings of $13,025 or $36 per month in Princeton and other parts of Worcester county.
Summary of Average Refinances in Princeton, Massachusetts 01541
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Interactive Refinance Rate Projections for Princeton, Massachusetts 01541
Pureloan has developed an interactive chart to monitor the five largest local lenders in Princeton, MA 01541, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Princeton, Massachusetts 01541 from 2024 - 2016
The following historical data provides insights into refinancing trends in Princeton, Massachusetts and the surrounding Worcester county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 31.82% | 22.73% | 50.00% | 43.75% | 75.00% | 41.18% | 50.00% | 33.33% |
avg refi rate | 4.88% | 3.77% | 3.02% | 3.44% | 4.48% | 4.39% | 4.13% | 3.83% | 4.00% |
% 15 year fixed refinance | 40.91% | 43.64% | 33.82% | 37.50% | 16.67% | 47.06% | 37.50% | 41.67% | |
avg refi rate | 2.85% | 2.45% | 2.92% | 3.52% | 3.81% | 3.45% | 3.36% | 3.50% | |
Avg credit score | 642.00 | 741.50 | 762.11 | 752.34 | 756.94 | 756.33 | 744.06 | 752.21 | 753.58 |
Avg LTV (loan to value) | 95.00% | 63.23% | 69.10% | 74.19% | 70.63% | 66.17% | 71.71% | 75.33% | 73.33% |
Avg DTI (debt to income) | 28.00 | 32.18 | 30.24 | 32.24 | 30.63 | 35.00 | 34.29 | 34.92 | 28.08 |
Avg refinance insurance % | 30.00% | 1.95% | 3.46% | 5.19% | 3.06% | 5.17% | 1.82% | 5.29% | 2.00% |
Best Refinance Brokers around Princeton, Massachusetts 01541
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Princeton, Massachusetts 01541, we have compiled a list of top refinance brokers to assist you in the process.
Nancy Burns
Loan Officer
P.O. Box 280
Shrewsbury, MA 01541
(866) 692-9327
NBurns@centralfcu.com
Susan darling
Loan Officer
P.O. Box 280
Shrewsbury, MA 01541
(866) 692-9327
Sdarling@centralfcu.com
Joan Day
Loan Officer
P.O. Box 280
Shrewsbury, MA 01541
(866) 692-9327
JDay@centralfcu.com
jeffrey dunn
Loan Officer
P.O. Box 280
Shrewsbury, MA 01541
(866) 692-9327
jdunn@centralfcu.com
lori gaskins
Loan Officer
P.O. Box 280
Shrewsbury, MA 01541
(866) 692-9327
lgaskins@centralfcu.com
Address
P.O. Box 280
Shrewsbury, MA
Contact
(866) 692-9327
Fax (301) 639-0804
NBurns@centralfcu.com
Address
P.O. Box 280
Shrewsbury, MA
Contact
(866) 692-9327
Fax (301) 639-0804
Sdarling@centralfcu.com
Address
P.O. Box 280
Shrewsbury, MA
Contact
(866) 692-9327
Fax (301) 639-0804
JDay@centralfcu.com