Compare Today’s Refinance Rates for Quincy, Massachusetts 02170
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Quincy, Massachusetts 02170.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Quincy, Massachusetts 02170. For 30-year amortization refinancing, you can expect lifetime cash savings of $17,720 or $49 per month in Quincy and other parts of Norfolk county.
Summary of Average Refinances in Quincy, Massachusetts 02170
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Interactive Refinance Rate Projections for Quincy, Massachusetts 02170
Pureloan has developed an interactive chart to monitor the five largest local lenders in Quincy, MA 02170, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Quincy, Massachusetts 02170 from 2024 - 2016
The following historical data provides insights into refinancing trends in Quincy, Massachusetts and the surrounding Norfolk county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 92.59% | 58.05% | 65.42% | 66.72% | 69.80% | 63.24% | 61.54% | 65.43% | 66.39% |
avg refi rate | 5.88% | 3.47% | 2.91% | 3.20% | 4.07% | 4.54% | 4.09% | 3.89% | 4.08% |
% 15 year fixed refinance | 3.70% | 21.09% | 18.79% | 18.51% | 17.52% | 26.47% | 27.59% | 21.31% | 22.48% |
avg refi rate | 5.13% | 2.59% | 2.41% | 2.73% | 3.46% | 3.80% | 3.26% | 3.12% | 3.26% |
Avg credit score | 754.59 | 745.94 | 757.91 | 763.48 | 757.36 | 753.91 | 750.58 | 758.96 | 757.61 |
Avg LTV (loan to value) | 64.63% | 64.69% | 69.28% | 73.02% | 75.06% | 68.02% | 72.52% | 73.33% | 73.34% |
Avg DTI (debt to income) | 35.37 | 33.08 | 31.43 | 31.85 | 34.04 | 33.14 | 33.39 | 31.87 | 31.93 |
Avg refinance insurance % | 6.81% | 1.51% | 3.45% | 5.58% | 8.32% | 3.86% | 5.52% | 5.94% | 5.70% |
Best Refinance Brokers around Quincy, Massachusetts 02170
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Quincy, Massachusetts 02170, we have compiled a list of top refinance brokers to assist you in the process.
Shawn Robbins
Loan officer
859 Willard Street, Suite 400
Quincy, MA 02170
(617) 699-5803
shawn.robbins@loanpacific.com
Steve Nabstedt
Loan officer
859 Willard Street, Suite 400
Quincy, MA 02170
(781) 425-8075
steve.nabstedt@loanpacific.com
Craig Good
Senior Mortgage Originator
77 Granite Street
Quincy, MA 02170
(877) 830-2955
craig.good@mountainone.com
Bob Orlando
Senior Mortgage Originator
77 Granite Street
Quincy, MA 02170
(877) 830-2955
robert.orlando@mountainone.com
Drew Pepoli
Asset Manager
859 Willard Street Suite 50
Quincy, MA 02170
(617) 472-2000
dpepoli@grossmanco.com
Address
859 Willard Street, Suite 400
Quincy, MA
Contact
(617) 699-5803
Fax (301) 639-0804
shawn.robbins@loanpacific.com
Address
859 Willard Street, Suite 400
Quincy, MA
Contact
(781) 425-8075
Fax (301) 639-0804
steve.nabstedt@loanpacific.com
Address
77 Granite Street
Quincy, MA
Contact
(877) 830-2955
Fax (301) 639-0804
craig.good@mountainone.com