Compare Today’s Refinance Rates for Rutland, Massachusetts 01543
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Rutland, Massachusetts 01543.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $13,836 over the lifetime of your mortgage, which translates to a monthly savings of $38 in Rutland and other areas of Worcester county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Rutland, Massachusetts 01543
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Interactive Refinance Rate Projections for Rutland, Massachusetts 01543
Pureloan has developed an interactive chart to monitor the five largest local lenders in Rutland, MA 01543, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Rutland, Massachusetts 01543 from 2024 - 2016
The following historical data provides insights into refinancing trends in Rutland, Massachusetts and the surrounding Worcester county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 31.82% | 22.73% | 50.00% | 43.75% | 75.00% | 41.18% | 50.00% | 33.33% |
avg refi rate | 4.88% | 3.77% | 3.02% | 3.44% | 4.48% | 4.39% | 4.13% | 3.83% | 4.00% |
% 15 year fixed refinance | 40.91% | 43.64% | 33.82% | 37.50% | 16.67% | 47.06% | 37.50% | 41.67% | |
avg refi rate | 2.85% | 2.45% | 2.92% | 3.52% | 3.81% | 3.45% | 3.36% | 3.50% | |
Avg credit score | 642.00 | 741.50 | 762.11 | 752.34 | 756.94 | 756.33 | 744.06 | 752.21 | 753.58 |
Avg LTV (loan to value) | 95.00% | 63.23% | 69.10% | 74.19% | 70.63% | 66.17% | 71.71% | 75.33% | 73.33% |
Avg DTI (debt to income) | 28.00 | 32.18 | 30.24 | 32.24 | 30.63 | 35.00 | 34.29 | 34.92 | 28.08 |
Avg refinance insurance % | 30.00% | 1.95% | 3.46% | 5.19% | 3.06% | 5.17% | 1.82% | 5.29% | 2.00% |
Best Refinance Brokers around Rutland, Massachusetts 01543
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Rutland, Massachusetts 01543, we have compiled a list of top refinance brokers to assist you in the process.
Nancy Burns
Loan Officer
P.O. Box 280
Shrewsbury, MA 01543
(866) 692-9327
NBurns@centralfcu.com
Susan darling
Loan Officer
P.O. Box 280
Shrewsbury, MA 01543
(866) 692-9327
Sdarling@centralfcu.com
Joan Day
Loan Officer
P.O. Box 280
Shrewsbury, MA 01543
(866) 692-9327
JDay@centralfcu.com
jeffrey dunn
Loan Officer
P.O. Box 280
Shrewsbury, MA 01543
(866) 692-9327
jdunn@centralfcu.com
lori gaskins
Loan Officer
P.O. Box 280
Shrewsbury, MA 01543
(866) 692-9327
lgaskins@centralfcu.com
Address
P.O. Box 280
Shrewsbury, MA
Contact
(866) 692-9327
Fax (301) 639-0804
NBurns@centralfcu.com
Address
P.O. Box 280
Shrewsbury, MA
Contact
(866) 692-9327
Fax (301) 639-0804
Sdarling@centralfcu.com
Address
P.O. Box 280
Shrewsbury, MA
Contact
(866) 692-9327
Fax (301) 639-0804
JDay@centralfcu.com