Compare Today’s Refinance Rates for Sandisfield, Massachusetts 01255
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Sandisfield, Massachusetts 01255.
With a 30-year amortization refinance in Sandisfield and surrounding areas of Berkshire county, our calculations show that you can expect to save up to $7,559 over the lifetime of your mortgage, or a monthly savings of $21. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Sandisfield, Massachusetts 01255.
Summary of Average Refinances in Sandisfield, Massachusetts 01255
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Interactive Refinance Rate Projections for Sandisfield, Massachusetts 01255
Pureloan has developed an interactive chart to monitor the five largest local lenders in Sandisfield, MA 01255, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Sandisfield, Massachusetts 01255 from 2024 - 2016
The following historical data provides insights into refinancing trends in Sandisfield, Massachusetts and the surrounding Berkshire county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 33.33% | 46.51% | 44.13% | 36.41% | 49.25% | 52.78% | 41.10% | 32.20% | 30.30% |
avg refi rate | 7.50% | 3.61% | 3.07% | 3.32% | 4.30% | 4.52% | 4.11% | 3.83% | 3.96% |
% 15 year fixed refinance | 66.67% | 33.72% | 36.15% | 42.12% | 32.84% | 33.33% | 45.21% | 50.00% | 44.44% |
avg refi rate | 5.94% | 2.88% | 2.50% | 2.77% | 3.69% | 3.67% | 3.01% | 2.90% | 3.11% |
Avg credit score | 760.00 | 749.17 | 754.96 | 762.29 | 752.66 | 741.22 | 755.77 | 760.75 | 761.86 |
Avg LTV (loan to value) | 66.33% | 65.74% | 71.79% | 73.80% | 72.09% | 70.06% | 74.55% | 74.01% | 73.30% |
Avg DTI (debt to income) | 29.67 | 33.80 | 33.20 | 32.93 | 35.00 | 35.36 | 34.05 | 33.99 | 34.06 |
Avg refinance insurance % | 10.00% | 1.28% | 3.50% | 4.76% | 5.13% | 6.31% | 5.04% | 5.73% | 6.12% |
Best Refinance Brokers around Sandisfield, Massachusetts 01255
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Sandisfield, Massachusetts 01255, we have compiled a list of top refinance brokers to assist you in the process.
Mary Oconnell
Senior Mortgage Originator
795 Main Street
Williamstown, MA 01255
(413) 458-3594
mary.oconnell@mountainone.com
Clay Herbert
Branch Manager
22 Mohawk Trail
Greenfield, MA 01255
(413) 772-2529
clay.herbert@academymortgage.com
Jnnifr Mclaughlin
Loan Officrs
52 Main Strt
Athol, MA 01255
(978) 827-6657
jmclaughlin@atholsb.com
Mary Mccarthy
Mortgag Spcialist:
2 Harvard Strt
Athol, MA 01255
(78) 863-5807
mcmccarthy@brkl.com
Linda Ackerman
Avp & Office Manager
400 Main Street
Greenfield, MA 01255
(413) 774-3191
lackerman@greenfieldsavings.com
Address
795 Main Street
Williamstown, MA
Contact
(413) 458-3594
Fax (301) 639-0804
mary.oconnell@mountainone.com
Address
22 Mohawk Trail
Greenfield, MA
Contact
(413) 772-2529
Fax (301) 639-0804
clay.herbert@academymortgage.com
Address
52 Main Strt
Athol, MA
Contact
(978) 827-6657
Fax (301) 639-0804
jmclaughlin@atholsb.com