Compare Today’s Refinance Rates for Savoy, Massachusetts 01256
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Savoy, Massachusetts 01256.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $7,559 over the lifetime of your mortgage, which translates to a monthly savings of $21 in Savoy and other areas of Berkshire county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Savoy, Massachusetts 01256
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Interactive Refinance Rate Projections for Savoy, Massachusetts 01256
Pureloan has developed an interactive chart to monitor the five largest local lenders in Savoy, MA 01256, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Savoy, Massachusetts 01256 from 2024 - 2016
The following historical data provides insights into refinancing trends in Savoy, Massachusetts and the surrounding Berkshire county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 33.33% | 46.51% | 44.13% | 36.41% | 49.25% | 52.78% | 41.10% | 32.20% | 30.30% |
avg refi rate | 7.50% | 3.61% | 3.07% | 3.32% | 4.30% | 4.52% | 4.11% | 3.83% | 3.96% |
% 15 year fixed refinance | 66.67% | 33.72% | 36.15% | 42.12% | 32.84% | 33.33% | 45.21% | 50.00% | 44.44% |
avg refi rate | 5.94% | 2.88% | 2.50% | 2.77% | 3.69% | 3.67% | 3.01% | 2.90% | 3.11% |
Avg credit score | 760.00 | 749.17 | 754.96 | 762.29 | 752.66 | 741.22 | 755.77 | 760.75 | 761.86 |
Avg LTV (loan to value) | 66.33% | 65.74% | 71.79% | 73.80% | 72.09% | 70.06% | 74.55% | 74.01% | 73.30% |
Avg DTI (debt to income) | 29.67 | 33.80 | 33.20 | 32.93 | 35.00 | 35.36 | 34.05 | 33.99 | 34.06 |
Avg refinance insurance % | 10.00% | 1.28% | 3.50% | 4.76% | 5.13% | 6.31% | 5.04% | 5.73% | 6.12% |
Best Refinance Brokers around Savoy, Massachusetts 01256
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Savoy, Massachusetts 01256, we have compiled a list of top refinance brokers to assist you in the process.
Mary Oconnell
Senior Mortgage Originator
795 Main Street
Williamstown, MA 01256
(413) 458-3594
mary.oconnell@mountainone.com
Clay Herbert
Branch Manager
22 Mohawk Trail
Greenfield, MA 01256
(413) 772-2529
clay.herbert@academymortgage.com
Jnnifr Mclaughlin
Loan Officrs
52 Main Strt
Athol, MA 01256
(978) 827-6657
jmclaughlin@atholsb.com
Mary Mccarthy
Mortgag Spcialist:
2 Harvard Strt
Athol, MA 01256
(78) 863-5807
mcmccarthy@brkl.com
Linda Ackerman
Avp & Office Manager
400 Main Street
Greenfield, MA 01256
(413) 774-3191
lackerman@greenfieldsavings.com
Address
795 Main Street
Williamstown, MA
Contact
(413) 458-3594
Fax (301) 639-0804
mary.oconnell@mountainone.com
Address
22 Mohawk Trail
Greenfield, MA
Contact
(413) 772-2529
Fax (301) 639-0804
clay.herbert@academymortgage.com
Address
52 Main Strt
Athol, MA
Contact
(978) 827-6657
Fax (301) 639-0804
jmclaughlin@atholsb.com