Compare Today’s Refinance Rates for Shelburne Falls, Massachusetts 01370
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Shelburne Falls, Massachusetts 01370.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Shelburne Falls, Massachusetts 01370. For 30-year amortization refinancing, you can expect lifetime cash savings of $9,411 or $26 per month in Shelburne Falls and other parts of Franklin county.
Summary of Average Refinances in Shelburne Falls, Massachusetts 01370
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Interactive Refinance Rate Projections for Shelburne Falls, Massachusetts 01370
Pureloan has developed an interactive chart to monitor the five largest local lenders in Shelburne Falls, MA 01370, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Shelburne Falls, Massachusetts 01370 from 2024 - 2016
The following historical data provides insights into refinancing trends in Shelburne Falls, Massachusetts and the surrounding Franklin county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 42.86% | 33.98% | 27.09% | 49.30% | 54.55% | 22.22% | 28.36% | 41.27% |
avg refi rate | 6.28% | 3.53% | 3.02% | 3.26% | 4.37% | 4.54% | 4.18% | 3.85% | 4.11% |
% 15 year fixed refinance | 30.16% | 40.81% | 46.01% | 33.80% | 31.82% | 58.89% | 50.00% | 41.27% | |
avg refi rate | 2.70% | 2.49% | 2.71% | 3.60% | 3.98% | 3.41% | 3.14% | 3.22% | |
Avg credit score | 720.80 | 808.68 | 751.99 | 762.28 | 756.32 | 745.79 | 745.77 | 753.57 | 761.16 |
Avg LTV (loan to value) | 70.60% | 67.36% | 69.55% | 73.92% | 74.45% | 76.03% | 73.21% | 74.99% | 75.15% |
Avg DTI (debt to income) | 37.40 | 35.44 | 33.37 | 33.17 | 34.08 | 34.38 | 35.89 | 34.30 | 33.87 |
Avg refinance insurance % | 12.40% | 2.54% | 2.56% | 4.23% | 4.79% | 7.30% | 3.81% | 5.47% | 7.40% |
Best Refinance Brokers around Shelburne Falls, Massachusetts 01370
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Shelburne Falls, Massachusetts 01370, we have compiled a list of top refinance brokers to assist you in the process.
Klli Ballard
Loan Officrs
1499 Main Strt
Winchndon, MA 01370
(978) 249-2478
kballard@atholsb.com
Kimbrly Drudi
Loan Officrs
50 lm Strt
Ashburnham , MA 01370
(978) 939-5571
kdrudi@atholsb.com
Andrew Campobasso
Branch Manager
3 Park Street,
Leominster, MA 01370
(800) 877-8686
acampobasso@merrimackmortgage.com
Mark Foley
Loan Originator
33 Worthen Drive
Groton, MA 01370
(978) 448-5010
mark@mv-loans.com
Nancy Wilder
President
33 Worthen Drive
Groton, MA 01370
nancy@mv-loans.com
Address
1499 Main Strt
Winchndon, MA
Contact
(978) 249-2478
Fax (301) 639-0804
kballard@atholsb.com
Address
50 lm Strt
Ashburnham , MA
Contact
(978) 939-5571
Fax (301) 639-0804
kdrudi@atholsb.com
Address
3 Park Street,
Leominster, MA
Contact
(800) 877-8686
Fax (301) 639-0804
acampobasso@merrimackmortgage.com