Compare Today’s Refinance Rates for South Hamilton, Massachusetts 01982
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in South Hamilton, Massachusetts 01982.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in South Hamilton, Massachusetts 01982. For 30-year amortization refinancing, you can expect lifetime cash savings of $19,904 or $55 per month in South Hamilton and other parts of Essex county.
Summary of Average Refinances in South Hamilton, Massachusetts 01982
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Interactive Refinance Rate Projections for South Hamilton, Massachusetts 01982
Pureloan has developed an interactive chart to monitor the five largest local lenders in South Hamilton, MA 01982, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in South Hamilton, Massachusetts 01982 from 2024 - 2016
The following historical data provides insights into refinancing trends in South Hamilton, Massachusetts and the surrounding Essex county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 46.84% | 50.81% | 50.28% | 60.67% | 55.61% | 44.47% | 52.24% | 52.91% |
avg refi rate | 6.48% | 3.51% | 2.90% | 3.18% | 3.95% | 4.45% | 4.05% | 3.86% | 4.03% |
% 15 year fixed refinance | 27.90% | 27.53% | 29.98% | 21.01% | 31.84% | 39.79% | 31.84% | 30.34% | |
avg refi rate | 2.66% | 2.38% | 2.72% | 3.42% | 3.80% | 3.24% | 3.04% | 3.22% | |
Avg credit score | 752.62 | 750.15 | 761.43 | 766.44 | 759.76 | 753.98 | 755.38 | 760.20 | 762.04 |
Avg LTV (loan to value) | 65.33% | 61.61% | 66.28% | 70.17% | 71.54% | 68.42% | 71.20% | 72.38% | 73.84% |
Avg DTI (debt to income) | 40.19 | 32.17 | 30.79 | 30.63 | 32.90 | 32.52 | 32.66 | 31.72 | 31.93 |
Avg refinance insurance % | 2.00% | 0.56% | 1.92% | 3.72% | 5.23% | 4.01% | 4.48% | 5.06% | 5.93% |
Best Refinance Brokers around South Hamilton, Massachusetts 01982
If you are considering refinancing your mortgage or obtaining a cash-out refinance in South Hamilton, Massachusetts 01982, we have compiled a list of top refinance brokers to assist you in the process.
Diana Hirsch
Mortgage Consultant
11 S Main St
Cohasset, MA 01982
(781) 383-9202
Joe.Lamberti@NEMoves.com
Howard Miselman
Loan Officer
7 CABOT PL
STOUGHTON, MA 01982
(800) 974-4846
hmiselman@4cfc.com
Larry McLaughlin
Loan Officer
80 Washington St
Norwell, MA 01982
(781) 826-8200
lfm@1cfm.net
Ed ONeil
Loan Officer
80 Washington St
Norwell, MA 01982
(781) 785-0482
ed@1cfm.net
anthony brown
Credit Analyst
55 ELM STREET
DEDHAM, MA 01982
(781) 320-1190
anthony.brown@dedhamsavings.com
Address
11 S Main St
Cohasset, MA
Contact
(781) 383-9202
Fax (301) 639-0804
Joe.Lamberti@NEMoves.com
Address
7 CABOT PL
STOUGHTON, MA
Contact
(800) 974-4846
Fax (301) 639-0804
hmiselman@4cfc.com
Address
80 Washington St
Norwell, MA
Contact
(781) 826-8200
Fax (301) 639-0804
lfm@1cfm.net