Compare Today’s Refinance Rates for Townsend, Massachusetts 01469
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Townsend, Massachusetts 01469.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Townsend, Massachusetts 01469. For 30-year amortization refinancing, you can expect lifetime cash savings of $12,099 or $34 per month in Townsend and other parts of Middlesex county.
Summary of Average Refinances in Townsend, Massachusetts 01469
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Interactive Refinance Rate Projections for Townsend, Massachusetts 01469
Pureloan has developed an interactive chart to monitor the five largest local lenders in Townsend, MA 01469, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Townsend, Massachusetts 01469 from 2024 - 2016
The following historical data provides insights into refinancing trends in Townsend, Massachusetts and the surrounding Middlesex county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 55.56% | 39.84% | 37.65% | 32.65% | 42.77% | 39.66% | 25.37% | 32.60% | 32.63% |
avg refi rate | 6.41% | 3.78% | 3.00% | 3.30% | 4.34% | 4.64% | 4.20% | 3.94% | 3.97% |
% 15 year fixed refinance | 27.78% | 42.58% | 44.63% | 47.42% | 38.36% | 47.41% | 58.71% | 54.21% | 56.84% |
avg refi rate | 5.60% | 2.78% | 2.50% | 2.79% | 3.70% | 3.90% | 3.35% | 3.12% | 3.20% |
Avg credit score | 769.00 | 750.26 | 761.99 | 764.59 | 750.21 | 750.33 | 749.89 | 758.90 | 754.52 |
Avg LTV (loan to value) | 53.72% | 63.27% | 65.86% | 69.68% | 70.36% | 71.78% | 72.83% | 73.42% | 74.48% |
Avg DTI (debt to income) | 36.44 | 33.82 | 32.73 | 32.78 | 33.63 | 34.26 | 34.78 | 32.97 | 32.60 |
Avg refinance insurance % | 0.67% | 1.51% | 1.68% | 2.81% | 4.04% | 3.85% | 3.49% | 4.43% | 5.57% |
Best Refinance Brokers around Townsend, Massachusetts 01469
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Townsend, Massachusetts 01469, we have compiled a list of top refinance brokers to assist you in the process.
Klli Ballard
Loan Officrs
1499 Main Strt
Winchndon, MA 01469
(978) 249-2478
kballard@atholsb.com
Kimbrly Drudi
Loan Officrs
50 lm Strt
Ashburnham , MA 01469
(978) 939-5571
kdrudi@atholsb.com
Nancy Burns
Loan Officer
P.O. Box 280
Shrewsbury, MA 01469
(866) 692-9327
NBurns@centralfcu.com
Susan darling
Loan Officer
P.O. Box 280
Shrewsbury, MA 01469
(866) 692-9327
Sdarling@centralfcu.com
Joan Day
Loan Officer
P.O. Box 280
Shrewsbury, MA 01469
(866) 692-9327
JDay@centralfcu.com
Address
1499 Main Strt
Winchndon, MA
Contact
(978) 249-2478
Fax (301) 639-0804
kballard@atholsb.com
Address
50 lm Strt
Ashburnham , MA
Contact
(978) 939-5571
Fax (301) 639-0804
kdrudi@atholsb.com
Address
P.O. Box 280
Shrewsbury, MA
Contact
(866) 692-9327
Fax (301) 639-0804
NBurns@centralfcu.com