Compare Today’s Refinance Rates for Waltham, Massachusetts 02452
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Waltham, Massachusetts 02452.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Waltham, Massachusetts 02452. For 30-year amortization refinancing, you can expect lifetime cash savings of $56,454 or $157 per month in Waltham and other parts of Middlesex county.
Summary of Average Refinances in Waltham, Massachusetts 02452
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Interactive Refinance Rate Projections for Waltham, Massachusetts 02452
Pureloan has developed an interactive chart to monitor the five largest local lenders in Waltham, MA 02452, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Waltham, Massachusetts 02452 from 2024 - 2016
The following historical data provides insights into refinancing trends in Waltham, Massachusetts and the surrounding Middlesex county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 92.59% | 55.21% | 51.53% | 54.12% | 57.94% | 64.29% | 52.00% | 56.67% | 56.34% |
avg refi rate | 6.64% | 3.89% | 2.99% | 3.24% | 4.39% | 4.65% | 4.21% | 3.90% | 4.08% |
% 15 year fixed refinance | 7.41% | 25.35% | 29.32% | 28.27% | 26.64% | 32.14% | 37.00% | 28.52% | 26.49% |
avg refi rate | 6.13% | 2.78% | 2.48% | 2.80% | 3.66% | 3.83% | 3.38% | 3.19% | 3.37% |
Avg credit score | 744.81 | 747.18 | 761.59 | 763.34 | 752.21 | 752.86 | 751.53 | 754.17 | 754.05 |
Avg LTV (loan to value) | 66.33% | 63.97% | 68.19% | 71.22% | 71.36% | 68.61% | 70.17% | 71.40% | 71.63% |
Avg DTI (debt to income) | 36.22 | 33.05 | 30.52 | 30.46 | 31.59 | 31.82 | 32.76 | 30.76 | 30.09 |
Avg refinance insurance % | 5.41% | 1.61% | 2.54% | 4.78% | 5.68% | 4.36% | 4.07% | 4.77% | 4.38% |
Best Refinance Brokers around Waltham, Massachusetts 02452
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Waltham, Massachusetts 02452, we have compiled a list of top refinance brokers to assist you in the process.
Elizabeth Mazzone
Branch Manager
75 Moody Street
Waltham, MA 02452
(781) 392-3700
elizabeth.mazzone@rocklandtrust.com
Yale Wolf
Sales Team Lead
867 Main Street
Waltham, MA 02452
(617) 945-4855
wolf@phhhomeloansne.com
Rick Harrington
Regional Vice President -
400 5th Avenue, Suite 500
Waltham, MA 02452
(781) 710-5071
rick.harrington@phhhomeloansne.com
Michael Caruso
Senior Loan Officer
400 5th Ave, Suite 500
Waltham, MA 02452
(781) 684-5938
michael.caruso@phhhomeloansne.com
John Minigiello
Regional Vice President
400 Fifth Avenue
Waltham, MA 02452
(617) 240-1978
john.minigiello@phhhomeloansne.com
Address
75 Moody Street
Waltham, MA
Contact
(781) 392-3700
Fax (301) 639-0804
elizabeth.mazzone@rocklandtrust.com
Address
867 Main Street
Waltham, MA
Contact
(617) 945-4855
Fax (301) 639-0804
wolf@phhhomeloansne.com
Address
400 5th Avenue, Suite 500
Waltham, MA
Contact
(781) 710-5071
Fax (301) 639-0804
rick.harrington@phhhomeloansne.com