Compare Today’s Refinance Rates for Waltham, Massachusetts

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Waltham, Massachusetts 02454. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $11,329 or $31 / month in Waltham and other areas of Middlesex county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Waltham, Massachusetts 02454.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Waltham, Massachusetts 02454

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Waltham, MA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Waltham, MA 02454, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Waltham, MA

Refinance Rates for Waltham, Massachusetts 02454 from 2013 - 2020

Below are historical data on refinancing in Waltham, Massachusetts and around Middlesex county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 60.30% 55.17% 56.36% 57.95% 59.91% 57.85% 57.35% 51.03%
avg refi rate 4.84% 4.46% 3.88% 3.64% 4.47% 3.96% 3.79% 3.83%
% 15 year fixed refinance 27.05% 28.93% 28.41% 30.89% 29.38% 27.74% 28.97% 34.54%
avg refi rate 4.20% 3.77% 3.22% 2.93% 3.50% 3.21% 3.03% 3.03%
Avg credit score 769.95 770.58 773.00 767.28 754.36 765.08 763.90 764.09
Avg LTV (loan to value) 56.39% 55.91% 56.55% 57.89% 63.76% 59.19% 59.36% 57.50%
Avg DTI (debt to income) 30.15 30.20 29.40 29.76 32.63 31.12 31.13 31.43
Avg refinance insurance % 0.54% 0.58% 0.86% 1.42% 2.35% 1.84% 1.92% 1.01%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Waltham, Massachusetts 02454

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Waltham, Massachusetts 02454, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Elizabeth Mazzone

Branch Manager

75 Moody Street

Waltham, MA 02454

(781) 392-3700

elizabeth.mazzone@rocklandtrust.com

Yale Wolf

Sales Team Lead

867 Main Street

Waltham, MA 02454

(617) 945-4855

wolf@phhhomeloansne.com

Rick Harrington

Regional Vice President -

400 5th Avenue, Suite 500

Waltham, MA 02454

(781) 710-5071

rick.harrington@phhhomeloansne.com

Michael Caruso

Senior Loan Officer

400 5th Ave, Suite 500

Waltham, MA 02454

(781) 684-5938

michael.caruso@phhhomeloansne.com

John Minigiello

Regional Vice President

400 Fifth Avenue

Waltham, MA 02454

(617) 240-1978

john.minigiello@phhhomeloansne.com

Address

75 Moody Street

Waltham, MA

Contact

(781) 392-3700

Fax (301) 639-0804

elizabeth.mazzone@rocklandtrust.com

Address

867 Main Street

Waltham, MA

Contact

(617) 945-4855

Fax (301) 639-0804

wolf@phhhomeloansne.com

Address

400 5th Avenue, Suite 500

Waltham, MA

Contact

(781) 710-5071

Fax (301) 639-0804

rick.harrington@phhhomeloansne.com

Refinancing News for Waltham, Massachusetts 02454