Compare Today’s Refinance Rates for Waltham, Massachusetts

Pureloan analyzes all refinance lenders to give you the best real-time home refi rates for Waltham, Massachusetts 02454. Search for lower interest rates, cash-out refi or a home equity loan. For 30-year amortization refinancing in Waltham and surrounding areas of Middlesex county, expected lifetime cash savings are $59,653 or $166 / month.

Our search engine analyzes all possible options including HELOC, positive equity refinancing, and short home refinancing for Waltham, Massachusetts 02454.

No suitable program is found

Summary of Average Refinance Terms in Waltham, Massachusetts 02454

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Refinance Rates for Waltham, Massachusetts 02454 from 2012 - 2019

Below are historical data on refinancing in Waltham, Massachusetts and around Middlesex county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2012 2013 2014 2015 2016 2017 2018 2019
% 30 year fixed refinance 60.30% 55.17% 56.36% 57.95% 59.91% 57.85% 57.35% 51.03%
avg refi rate 4.84% 4.46% 3.88% 3.64% 4.47% 3.96% 3.79% 3.83%
% 15 year fixed refinance 27.05% 28.93% 28.41% 30.89% 29.38% 27.74% 28.97% 34.54%
avg refi rate 4.20% 3.77% 3.22% 2.93% 3.50% 3.21% 3.03% 3.03%
Avg credit score 769.95 770.58 773.00 767.28 754.36 765.08 763.90 764.09
Avg LTV (loan to value) 56.39% 55.91% 56.55% 57.89% 63.76% 59.19% 59.36% 57.50%
Avg DTI (debt to income) 30.15 30.20 29.40 29.76 32.63 31.12 31.13 31.43
Avg refinance insurance % 0.54% 0.58% 0.86% 1.42% 2.35% 1.84% 1.92% 1.01%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Waltham, Massachusetts 02454

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Waltham, Massachusetts 02454, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Elizabeth Mazzone

Branch Manager

75 Moody Street

Waltham, MA 02454

(781) 392-3700

elizabeth.mazzone@rocklandtrust.com

Yale Wolf

Sales Team Lead

867 Main Street

Waltham, MA 02454

(617) 945-4855

wolf@phhhomeloansne.com

Rick Harrington

Regional Vice President -

400 5th Avenue, Suite 500

Waltham, MA 02454

(781) 710-5071

rick.harrington@phhhomeloansne.com

Michael Caruso

Senior Loan Officer

400 5th Ave, Suite 500

Waltham, MA 02454

(781) 684-5938

michael.caruso@phhhomeloansne.com

John Minigiello

Regional Vice President

400 Fifth Avenue

Waltham, MA 02454

(617) 240-1978

john.minigiello@phhhomeloansne.com

Address

75 Moody Street

Waltham, MA

Contact

(781) 392-3700

Fax (301) 639-0804

elizabeth.mazzone@rocklandtrust.com

Address

867 Main Street

Waltham, MA

Contact

(617) 945-4855

Fax (301) 639-0804

wolf@phhhomeloansne.com

Address

400 5th Avenue, Suite 500

Waltham, MA

Contact

(781) 710-5071

Fax (301) 639-0804

rick.harrington@phhhomeloansne.com

Refinancing News for Waltham, Massachusetts 02454