Compare Today’s Refinance Rates for West Brookfield, Massachusetts 01585
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in West Brookfield, Massachusetts 01585.
With a 30-year amortization refinance in West Brookfield and surrounding areas of Worcester county, our calculations show that you can expect to save up to $9,769 over the lifetime of your mortgage, or a monthly savings of $27. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for West Brookfield, Massachusetts 01585.
Summary of Average Refinances in West Brookfield, Massachusetts 01585
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Interactive Refinance Rate Projections for West Brookfield, Massachusetts 01585
Pureloan has developed an interactive chart to monitor the five largest local lenders in West Brookfield, MA 01585, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in West Brookfield, Massachusetts 01585 from 2024 - 2016
The following historical data provides insights into refinancing trends in West Brookfield, Massachusetts and the surrounding Worcester county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 31.82% | 22.73% | 50.00% | 43.75% | 75.00% | 41.18% | 50.00% | 33.33% |
avg refi rate | 4.88% | 3.77% | 3.02% | 3.44% | 4.48% | 4.39% | 4.13% | 3.83% | 4.00% |
% 15 year fixed refinance | 40.91% | 43.64% | 33.82% | 37.50% | 16.67% | 47.06% | 37.50% | 41.67% | |
avg refi rate | 2.85% | 2.45% | 2.92% | 3.52% | 3.81% | 3.45% | 3.36% | 3.50% | |
Avg credit score | 642.00 | 741.50 | 762.11 | 752.34 | 756.94 | 756.33 | 744.06 | 752.21 | 753.58 |
Avg LTV (loan to value) | 95.00% | 63.23% | 69.10% | 74.19% | 70.63% | 66.17% | 71.71% | 75.33% | 73.33% |
Avg DTI (debt to income) | 28.00 | 32.18 | 30.24 | 32.24 | 30.63 | 35.00 | 34.29 | 34.92 | 28.08 |
Avg refinance insurance % | 30.00% | 1.95% | 3.46% | 5.19% | 3.06% | 5.17% | 1.82% | 5.29% | 2.00% |
Best Refinance Brokers around West Brookfield, Massachusetts 01585
If you are considering refinancing your mortgage or obtaining a cash-out refinance in West Brookfield, Massachusetts 01585, we have compiled a list of top refinance brokers to assist you in the process.
Michael Mazeika
Mortgage/Financial Advisor
100 Front St 15th Fl
Worcester, MA 01585
(508) 791-2311
Michael.Mazeika@morganstanley.com
RUTA CONVENT
Loan Officer
324 Grove Street
Worcester, MA 01585
(508) 363-2205
Ruta.convent@wellsfargo.com
THOMAS BURTON
Loan Officer
324 Grove Street
Worcester, MA 01585
(508) 363-2205
thomas.burton@wellsfargo.com
RONALD NELSON
Loan Officer
324 Grove Street
Worcester, MA 01585
(508) 363-2205
Ronald.V.Nelson@WellsFargo.com
Lee Thurston
Regional Renovation Manager
1393 Grafton St., Ste. D
Worcester, MA 01585
Lee.Thurston@prospectmtg.com
Address
100 Front St 15th Fl
Worcester, MA
Contact
(508) 791-2311
Fax (301) 639-0804
Michael.Mazeika@morganstanley.com
Address
324 Grove Street
Worcester, MA
Contact
(508) 363-2205
Fax (301) 639-0804
Ruta.convent@wellsfargo.com
Address
324 Grove Street
Worcester, MA
Contact
(508) 363-2205
Fax (301) 639-0804
thomas.burton@wellsfargo.com