Compare Today’s Refinance Rates for Wilbraham, Massachusetts 01095
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Wilbraham, Massachusetts 01095.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $12,135 over the lifetime of your mortgage, which translates to a monthly savings of $34 in Wilbraham and other areas of Hampden county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Wilbraham, Massachusetts 01095
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Interactive Refinance Rate Projections for Wilbraham, Massachusetts 01095
Pureloan has developed an interactive chart to monitor the five largest local lenders in Wilbraham, MA 01095, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Wilbraham, Massachusetts 01095 from 2024 - 2016
The following historical data provides insights into refinancing trends in Wilbraham, Massachusetts and the surrounding Hampden county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 93.02% | 59.34% | 58.21% | 59.29% | 69.95% | 60.43% | 48.65% | 52.97% | 57.95% |
avg refi rate | 6.72% | 3.60% | 2.97% | 3.27% | 4.19% | 4.58% | 4.09% | 3.94% | 4.10% |
% 15 year fixed refinance | 6.98% | 25.68% | 23.03% | 24.31% | 19.95% | 29.95% | 37.84% | 31.52% | 28.30% |
avg refi rate | 5.63% | 2.76% | 2.47% | 2.79% | 3.52% | 3.91% | 3.29% | 3.17% | 3.29% |
Avg credit score | 754.44 | 747.01 | 753.71 | 756.25 | 748.74 | 749.01 | 749.81 | 753.56 | 755.58 |
Avg LTV (loan to value) | 68.47% | 61.96% | 66.24% | 69.31% | 68.44% | 65.02% | 69.12% | 70.93% | 71.82% |
Avg DTI (debt to income) | 38.91 | 36.07 | 35.66 | 35.34 | 36.38 | 36.60 | 35.77 | 34.79 | 35.39 |
Avg refinance insurance % | 0.70% | 1.22% | 2.02% | 3.49% | 2.86% | 2.86% | 2.95% | 3.87% | 4.48% |
Best Refinance Brokers around Wilbraham, Massachusetts 01095
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Wilbraham, Massachusetts 01095, we have compiled a list of top refinance brokers to assist you in the process.
Rick Andre
Vp Member Services
2002 Boston Rd
Wilbraham, MA 01095
(413) 206-0621
randre@pncu.com
Michael Kelley
Mortgage Originator
2002 Boston Rd
Wilbraham, MA 01095
(413) 206-0632
mkelley@pncu.com
Pamela Patenaude
Mortgage Originator
2002 Boston Rd
Wilbraham, MA 01095
(413) 206-0643
ppatenaude@pncu.com
Zaneta Grasakis
Branch Manager
2002 Boston Rd
Wilbraham, MA 01095
(413) 693-0273
zgrasakis@pncu.com
Deb Jordan!
Branch Manager
2141 Boston Road
Wilbraham , MA 01095
(401) 473-2702
deb.jordan@shamrockfinancial.com
Address
2002 Boston Rd
Wilbraham, MA
Contact
(413) 206-0621
Fax (301) 639-0804
randre@pncu.com
Address
2002 Boston Rd
Wilbraham, MA
Contact
(413) 206-0632
Fax (301) 639-0804
mkelley@pncu.com
Address
2002 Boston Rd
Wilbraham, MA
Contact
(413) 206-0643
Fax (301) 639-0804
ppatenaude@pncu.com