Compare Today’s Refinance Rates for Winchester, Massachusetts 01890
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Winchester, Massachusetts 01890.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $25,527 over the lifetime of your mortgage, which translates to a monthly savings of $71 in Winchester and other areas of Middlesex county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Winchester, Massachusetts 01890
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Interactive Refinance Rate Projections for Winchester, Massachusetts 01890
Pureloan has developed an interactive chart to monitor the five largest local lenders in Winchester, MA 01890, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Winchester, Massachusetts 01890 from 2024 - 2016
The following historical data provides insights into refinancing trends in Winchester, Massachusetts and the surrounding Middlesex county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 90.00% | 47.76% | 49.36% | 47.28% | 55.19% | 57.29% | 42.74% | 50.00% | 45.37% |
| avg refi rate | 6.53% | 3.52% | 2.99% | 3.28% | 4.17% | 4.70% | 4.10% | 3.90% | 4.11% |
| % 15 year fixed refinance | 30.35% | 28.06% | 29.26% | 27.92% | 25.63% | 36.31% | 32.07% | 35.42% | |
| avg refi rate | 2.76% | 2.45% | 2.77% | 3.48% | 3.82% | 3.31% | 3.13% | 3.31% | |
| Avg credit score | 725.05 | 758.27 | 756.85 | 759.72 | 757.03 | 743.06 | 753.42 | 760.14 | 757.56 |
| Avg LTV (loan to value) | 59.05% | 62.35% | 67.72% | 72.05% | 72.62% | 71.96% | 74.11% | 74.34% | 73.33% |
| Avg DTI (debt to income) | 42.40 | 33.58 | 32.14 | 32.08 | 33.76 | 35.35 | 33.65 | 33.06 | 32.63 |
| Avg refinance insurance % | 1.20% | 0.95% | 1.81% | 4.27% | 5.71% | 4.89% | 6.08% | 5.88% | 6.05% |
Best Refinance Brokers around Winchester, Massachusetts 01890
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Winchester, Massachusetts 01890, we have compiled a list of top refinance brokers to assist you in the process.
Glenn Johnson
Senior Lending Officer
26 Mt. Vernon Street
Winchester, MA 01890
(781) 721-9100
gjohnson@northmarkbank.com
Lesley Ryan
Vice President, Senior Loan Officer
48 Mount Vernon Street, 3rd Floor
Winchester, MA 01890
(781) 640-0319
lryan@bluehillsbank.com
John Laine
Loan Officer
4 Skillings Rd
Winchester, MA 01890
(781) 721-5100
john@img-mtg.com
Gerald M Catanzaro
Loan Officer
4 Skillings Road
Winchester, MA 01890
(781) 721-5100
jerry@img-mtg.com
Claudio Peca
Mortgages Advisor
7 Church Street
Winchester , MA 01890
(617) 823-0798
claudio.peca@santander.us
Address
26 Mt. Vernon Street
Winchester, MA
Contact
(781) 721-9100
Fax (301) 639-0804
gjohnson@northmarkbank.com
Address
48 Mount Vernon Street, 3rd Floor
Winchester, MA
Contact
(781) 640-0319
Fax (301) 639-0804
lryan@bluehillsbank.com
Address
4 Skillings Rd
Winchester, MA
Contact
(781) 721-5100
Fax (301) 639-0804
john@img-mtg.com