Compare Today’s Refinance Rates for Worthington, Massachusetts 01098
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Worthington, Massachusetts 01098.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $7,139 over the lifetime of your mortgage, which translates to a monthly savings of $20 in Worthington and other areas of Hampshire county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Worthington, Massachusetts 01098
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Interactive Refinance Rate Projections for Worthington, Massachusetts 01098
Pureloan has developed an interactive chart to monitor the five largest local lenders in Worthington, MA 01098, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Worthington, Massachusetts 01098 from 2024 - 2016
The following historical data provides insights into refinancing trends in Worthington, Massachusetts and the surrounding Hampshire county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 93.02% | 59.34% | 58.21% | 59.29% | 69.95% | 60.43% | 48.65% | 52.97% | 57.95% |
avg refi rate | 6.72% | 3.60% | 2.97% | 3.27% | 4.19% | 4.58% | 4.09% | 3.94% | 4.10% |
% 15 year fixed refinance | 6.98% | 25.68% | 23.03% | 24.31% | 19.95% | 29.95% | 37.84% | 31.52% | 28.30% |
avg refi rate | 5.63% | 2.76% | 2.47% | 2.79% | 3.52% | 3.91% | 3.29% | 3.17% | 3.29% |
Avg credit score | 754.44 | 747.01 | 753.71 | 756.25 | 748.74 | 749.01 | 749.81 | 753.56 | 755.58 |
Avg LTV (loan to value) | 68.47% | 61.96% | 66.24% | 69.31% | 68.44% | 65.02% | 69.12% | 70.93% | 71.82% |
Avg DTI (debt to income) | 38.91 | 36.07 | 35.66 | 35.34 | 36.38 | 36.60 | 35.77 | 34.79 | 35.39 |
Avg refinance insurance % | 0.70% | 1.22% | 2.02% | 3.49% | 2.86% | 2.86% | 2.95% | 3.87% | 4.48% |
Best Refinance Brokers around Worthington, Massachusetts 01098
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Worthington, Massachusetts 01098, we have compiled a list of top refinance brokers to assist you in the process.
Jennifer Beylard
Vice President Of Operations, Ccue
145 Industry Avenue
Springfield, MA 01098
(413) 732-9812
jbeylard@stcu.com
Michael Ostrowski
Chief Executive Officer And President
145 Industry Avenue
Springfield, MA 01098
(413) 732-9812
mostrowski@stcu.com
Tony Sanches
West Springfield Branch Manager & Business Development Officer
145 Industry Avenue
Springfield, MA 01098
(413) 732-9812
tsanches@stcu.com
Carrie Hamel
Branch Manager
171 Dwight Road Suite 100
Longmeadow, MA 01098
(413) 205-1002
chamel@mortgagenetwork.com
Joni Miller
Loan Officer
171 Dwight Road Suite 100
Longmeadow, MA 01098
(413) 205-1012
jmiller@mortgagenetwork.com
Address
145 Industry Avenue
Springfield, MA
Contact
(413) 732-9812
Fax (301) 639-0804
jbeylard@stcu.com
Address
145 Industry Avenue
Springfield, MA
Contact
(413) 732-9812
Fax (301) 639-0804
mostrowski@stcu.com
Address
145 Industry Avenue
Springfield, MA
Contact
(413) 732-9812
Fax (301) 639-0804
tsanches@stcu.com