Compare Today’s Refinance Rates for Aberdeen, Maryland 21001
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Aberdeen, Maryland 21001.
With a 30-year amortization refinance in Aberdeen and surrounding areas of Harford county, our calculations show that you can expect to save up to $11,362 over the lifetime of your mortgage, or a monthly savings of $32. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Aberdeen, Maryland 21001.
Summary of Average Refinances in Aberdeen, Maryland 21001
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Interactive Refinance Rate Projections for Aberdeen, Maryland 21001
Pureloan has developed an interactive chart to monitor the five largest local lenders in Aberdeen, MD 21001, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Aberdeen, Maryland 21001 from 2024 - 2016
The following historical data provides insights into refinancing trends in Aberdeen, Maryland and the surrounding Harford county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 91.67% | 56.57% | 59.37% | 59.77% | 63.96% | 56.72% | 54.98% | 62.60% | 63.21% |
| avg refi rate | 6.04% | 3.47% | 2.90% | 3.17% | 4.03% | 4.47% | 4.06% | 3.84% | 4.04% |
| % 15 year fixed refinance | 4.17% | 24.28% | 23.20% | 24.43% | 22.03% | 27.63% | 29.78% | 26.30% | 24.22% |
| avg refi rate | 3.75% | 2.62% | 2.35% | 2.70% | 3.43% | 3.72% | 3.23% | 3.02% | 3.21% |
| Avg credit score | 743.17 | 746.11 | 762.55 | 767.88 | 759.40 | 750.93 | 754.82 | 762.36 | 760.99 |
| Avg LTV (loan to value) | 61.50% | 64.27% | 68.26% | 71.16% | 73.28% | 69.35% | 72.07% | 72.28% | 72.52% |
| Avg DTI (debt to income) | 35.21 | 32.78 | 30.99 | 30.94 | 33.39 | 34.04 | 33.41 | 32.33 | 32.29 |
| Avg refinance insurance % | 0.50% | 1.66% | 2.97% | 4.55% | 6.53% | 3.86% | 5.58% | 5.43% | 5.60% |
Best Refinance Brokers around Aberdeen, Maryland 21001
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Aberdeen, Maryland 21001, we have compiled a list of top refinance brokers to assist you in the process.
Gene Sinar
Mortgage Consultant
3004 Emmorton Road
Abingdon, MD 21001
(443) 377-0396
gene.sinar@phmloans.com
Duante Duckett
Mortgage Loan Originator
9700 Patuxent Woods Drive
, MA 21001
(443) 832-3700
dduckett@homebridge.com
Justin Sherlock
Mortgage Loan Originator
9700 Patuxent Woods Drive
Columbia, MA 21001
(410) 991-7117
jsherlock@homebridge.com
Lisa Marra
Sales Manager, Mortgage Loan Originator
9700 Patuxent Woods Drive
Columbia, MA 21001
lmarra@homebridge.com
Phil Parr
Mortgage Loan Originator
9700 Patuxent Woods Drive
Columbia, MA 21001
pparr@homebridge.com
Address
3004 Emmorton Road
Abingdon, MD
Contact
(443) 377-0396
Fax (301) 639-0804
gene.sinar@phmloans.com
Address
9700 Patuxent Woods Drive
, MA
Contact
(443) 832-3700
Fax (301) 639-0804
dduckett@homebridge.com
Address
9700 Patuxent Woods Drive
Columbia, MA
Contact
(410) 991-7117
Fax (301) 639-0804
jsherlock@homebridge.com