Compare Today’s Refinance Rates for Baltimore, Maryland

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Baltimore, Maryland 21203. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Baltimore and other areas of Baltimore City county, expected lifetime cash savings are $5,126 or $14 / month.

For Baltimore, Maryland 21203, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Baltimore, Maryland 21203

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Baltimore, MD

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Baltimore, MD 21203, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Baltimore, MD

Refinance Rates for Baltimore, Maryland 21203 from 2013 - 2020

Below are historical data on refinancing in Baltimore, Maryland and around Baltimore City county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 61.77% 54.26% 57.92% 61.89% 62.73% 65.40% 63.94% 56.48%
avg refi rate 4.85% 4.50% 3.92% 3.71% 4.49% 4.03% 3.84% 3.90%
% 15 year fixed refinance 25.13% 29.35% 27.06% 26.89% 25.02% 21.83% 23.55% 27.50%
avg refi rate 4.25% 3.77% 3.23% 2.94% 3.52% 3.24% 3.05% 3.12%
Avg credit score 768.01 769.02 771.74 765.78 752.15 759.24 760.54 755.00
Avg LTV (loan to value) 62.75% 63.63% 64.65% 65.37% 67.62% 68.02% 66.19% 63.55%
Avg DTI (debt to income) 31.24 31.03 30.29 30.50 33.47 32.77 32.46 32.96
Avg refinance insurance % 0.91% 1.35% 1.53% 2.34% 3.70% 3.53% 2.96% 3.00%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Baltimore, Maryland 21203

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Baltimore, Maryland 21203, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Tracy Burke

Mortgage Consultant

5355 Nottingham Drive Suite 130

Baltimore, MD 21203

(410) 933-3100

tburke@firsthome.com

Colin White

Mortgage Loan Officer

1510 Fleet St

Baltimore, MD 21203

(410) 563-4905

colin.white@bbandt.com

Joe Bragg

Sr. Loan Officer

2316 Boston Street, Suite 1

Baltimore, MD 21203

(443) 977-4003

jbragg@primeres.com

Chad Piunti

Loan Officer

2316 Boston Street, Suite 1

Baltimore, MD 21203

(443) 977-4003

cpiunti@primeres.com

Kathleen Lauman

Loan Officer

2316 Boston Street, Suite 1

Baltimore, MD 21203

(443) 977-4003

klauman@primeres.com

Address

5355 Nottingham Drive Suite 130

Baltimore, MD

Contact

(410) 933-3100

Fax (301) 639-0804

tburke@firsthome.com

Address

1510 Fleet St

Baltimore, MD

Contact

(410) 563-4905

Fax (301) 639-0804

colin.white@bbandt.com

Address

2316 Boston Street, Suite 1

Baltimore, MD

Contact

(443) 977-4003

Fax (301) 639-0804

jbragg@primeres.com

Refinancing News for Baltimore, Maryland 21203