Compare Today’s Refinance Rates for Barclay, Maryland 21607
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Barclay, Maryland 21607.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $17,876 over the lifetime of your mortgage, which translates to a monthly savings of $50 in Barclay and other areas of Queen Annes county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
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Summary of Average Refinances in Barclay, Maryland 21607
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Barclay, Maryland 21607
Pureloan has developed an interactive chart to monitor the five largest local lenders in Barclay, MD 21607, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Barclay, Maryland 21607 from 2024 - 2016
The following historical data provides insights into refinancing trends in Barclay, Maryland and the surrounding Queen Annes county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 100.00% | 57.29% | 63.08% | 64.17% | 67.63% | 67.03% | 59.52% | 62.28% | 55.61% |
| avg refi rate | 6.23% | 3.50% | 2.96% | 3.24% | 4.15% | 4.58% | 4.05% | 3.87% | 4.04% |
| % 15 year fixed refinance | 24.62% | 22.45% | 21.83% | 17.92% | 23.08% | 29.17% | 25.88% | 34.22% | |
| avg refi rate | 2.75% | 2.47% | 2.83% | 3.49% | 3.86% | 3.24% | 3.11% | 3.34% | |
| Avg credit score | 723.00 | 736.87 | 755.40 | 760.67 | 757.86 | 754.40 | 757.15 | 758.33 | 758.98 |
| Avg LTV (loan to value) | 62.17% | 60.25% | 66.82% | 69.99% | 68.71% | 67.65% | 69.18% | 68.07% | 68.44% |
| Avg DTI (debt to income) | 36.33 | 33.56 | 32.39 | 32.17 | 33.44 | 33.82 | 33.36 | 33.46 | 33.35 |
| Avg refinance insurance % | 0.80% | 2.99% | 4.25% | 4.71% | 3.49% | 3.96% | 4.59% | 3.62% |
Best Refinance Brokers around Barclay, Maryland 21607
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Barclay, Maryland 21607, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Dinah Riordan
Loan Officer
324 Pennsylvania Ave
Centreville, MD 21607
(410) 490-3342
driordan@gofirsthome.com
John Boehm
Loan Officer
1567 Postal Rd
Chester, MD 21607
(410) 490-3726
jboehm@gofirsthome.com
Tracy Cohee
Loan Officer
111 N West St Ste C
Easton, MD 21607
(410) 310-8146
tcohee@gofirsthome.com
Rick Rider
Loan Officer
19 Bay St Ste 1
Easton, MD 21607
(410) 310-0520
rrider@gofirsthome.com
RickandTrey Rider
Loan Officer
19 Bay St Ste 1
Easton, MD 21607
(410) 822-2687
trider@gofirsthome.com
Address
324 Pennsylvania Ave
Centreville, MD
Contact
(410) 490-3342
Fax (301) 639-0804
driordan@gofirsthome.com
Address
1567 Postal Rd
Chester, MD
Contact
(410) 490-3726
Fax (301) 639-0804
jboehm@gofirsthome.com
Address
111 N West St Ste C
Easton, MD
Contact
(410) 310-8146
Fax (301) 639-0804
tcohee@gofirsthome.com