Compare Today’s Refinance Rates for Bel Air, Maryland 21015
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Bel Air, Maryland 21015.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $6,444 over the lifetime of your mortgage, which translates to a monthly savings of $18 in Bel Air and other areas of Harford county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Bel Air, Maryland 21015
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Interactive Refinance Rate Projections for Bel Air, Maryland 21015
Pureloan has developed an interactive chart to monitor the five largest local lenders in Bel Air, MD 21015, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Bel Air, Maryland 21015 from 2024 - 2016
The following historical data provides insights into refinancing trends in Bel Air, Maryland and the surrounding Harford county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 91.67% | 56.57% | 59.37% | 59.77% | 63.96% | 56.72% | 54.98% | 62.60% | 63.21% |
avg refi rate | 6.04% | 3.47% | 2.90% | 3.17% | 4.03% | 4.47% | 4.06% | 3.84% | 4.04% |
% 15 year fixed refinance | 4.17% | 24.28% | 23.20% | 24.43% | 22.03% | 27.63% | 29.78% | 26.30% | 24.22% |
avg refi rate | 3.75% | 2.62% | 2.35% | 2.70% | 3.43% | 3.72% | 3.23% | 3.02% | 3.21% |
Avg credit score | 743.17 | 746.11 | 762.55 | 767.88 | 759.40 | 750.93 | 754.82 | 762.36 | 760.99 |
Avg LTV (loan to value) | 61.50% | 64.27% | 68.26% | 71.16% | 73.28% | 69.35% | 72.07% | 72.28% | 72.52% |
Avg DTI (debt to income) | 35.21 | 32.78 | 30.99 | 30.94 | 33.39 | 34.04 | 33.41 | 32.33 | 32.29 |
Avg refinance insurance % | 0.50% | 1.66% | 2.97% | 4.55% | 6.53% | 3.86% | 5.58% | 5.43% | 5.60% |
Best Refinance Brokers around Bel Air, Maryland 21015
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Bel Air, Maryland 21015, we have compiled a list of top refinance brokers to assist you in the process.
Jeannette Stancill
Mortgage Loan Officer
435 South Main Street
Bel Air, MD 21015
(443) 243-7606
jeannette.stancill@fitzgeraldfinancial.net
Karen Schafer
Mortgage Loan Officer
435 South Main Street
Bel Air, MD 21015
(410) 530-3708
karen.schafer@fitzgeraldfinancial.net
Tracey Kelley
Mortgage Loan Officer
435 South Main Street
Bel Air, MD 21015
(410) 459-0387
tracey.kelley@fitzgeraldfinancial.net
Lisa Froehlich
Mortgage Loan Officer
307 S Tollgate Rd
Bel Air, MD 21015
(704) 386-5972
lisa.froehlich@bankofamerica.com
Ed Naworol
Sales Manager/Renovation Specialist
2107 Laurel Bush Road, Suite 104
Bel Air, MD 21015
(443) 372-1700
Edsmortgage.team@lionbank.com
Address
435 South Main Street
Bel Air, MD
Contact
(443) 243-7606
Fax (301) 639-0804
jeannette.stancill@fitzgeraldfinancial.net
Address
435 South Main Street
Bel Air, MD
Contact
(410) 530-3708
Fax (301) 639-0804
karen.schafer@fitzgeraldfinancial.net
Address
435 South Main Street
Bel Air, MD
Contact
(410) 459-0387
Fax (301) 639-0804
tracey.kelley@fitzgeraldfinancial.net