Compare Today’s Refinance Rates for Chaptico, Maryland 20621
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Chaptico, Maryland 20621.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $35,025 over the lifetime of your mortgage, which translates to a monthly savings of $97 in Chaptico and other areas of Saint Marys county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Chaptico, Maryland 20621
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Interactive Refinance Rate Projections for Chaptico, Maryland 20621
Pureloan has developed an interactive chart to monitor the five largest local lenders in Chaptico, MD 20621, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Chaptico, Maryland 20621 from 2024 - 2016
The following historical data provides insights into refinancing trends in Chaptico, Maryland and the surrounding Saint Marys county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 60.21% | 71.19% | 72.61% | 72.05% | 69.82% | 62.80% | 59.87% | 65.54% | |
| avg refi rate | 3.93% | 3.84% | 4.04% | 4.47% | 3.70% | 3.89% | 4.44% | 4.78% | |
| % 15 year fixed refinance | 31.56% | 20.49% | 19.64% | 20.29% | 23.70% | 26.67% | 29.18% | 25.80% | |
| avg refi rate | 3.09% | 3.00% | 3.18% | 3.48% | 2.94% | 3.22% | 3.70% | 4.22% | |
| Avg credit score | 758.23 | 762.35 | 760.55 | 753.93 | 766.77 | 773.57 | 773.03 | 774.46 | |
| Avg LTV (loan to value) | 69.84% | 71.95% | 71.97% | 71.35% | 67.28% | 65.23% | 64.31% | 62.38% | |
| Avg DTI (debt to income) | 33.34 | 32.84 | 33.00 | 33.50 | 30.55 | 30.16 | 30.57 | 29.82 | |
| Avg refinance insurance % | 5.07% | 5.09% | 4.52% | 3.75% | 2.94% | 1.67% | 1.18% | 0.67% |
Best Refinance Brokers around Chaptico, Maryland 20621
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Chaptico, Maryland 20621, we have compiled a list of top refinance brokers to assist you in the process.
Kia Coppedge
Loan Officer
301 Steeple Chase Dr
Prince Frederick, MD 20621
(202) 725-9843
kcoppedge@envoymortgage.com
Frank Carrico
Loan Officer
301 Steeple Chase Dr
Prince Frederick, MD 20621
(443) 486-4114
fcarrico@envoymortgage.com
Steven Johnson
Loan Officer
301 Steeple Chase Dr
Prince Frederick, MD 20621
(443) 486-4114
sjohnson@envoymortgage.com
Michelle Foster
Loan Officer
301 Steeple Chase Dr Ste 101
Prince Frederick, MD 20621
MFoster@envoymtg.com
Steven Johnson
Loan Officer
301 Steeple Chase Dr Ste 101
Prince Frederick, MD 20621
(443) 486-4114
SJohnson@envoymtg.com
Address
301 Steeple Chase Dr
Prince Frederick, MD
Contact
(202) 725-9843
Fax (301) 639-0804
kcoppedge@envoymortgage.com
Address
301 Steeple Chase Dr
Prince Frederick, MD
Contact
(443) 486-4114
Fax (301) 639-0804
fcarrico@envoymortgage.com
Address
301 Steeple Chase Dr
Prince Frederick, MD
Contact
(443) 486-4114
Fax (301) 639-0804
sjohnson@envoymortgage.com