Compare Today’s Refinance Rates for Charlotte Hall, Maryland 20622
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Charlotte Hall, Maryland 20622.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Charlotte Hall, Maryland 20622. For 30-year amortization refinancing, you can expect lifetime cash savings of $16,328 or $45 per month in Charlotte Hall and other parts of Saint Marys county.
Summary of Average Refinances in Charlotte Hall, Maryland 20622
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Interactive Refinance Rate Projections for Charlotte Hall, Maryland 20622
Pureloan has developed an interactive chart to monitor the five largest local lenders in Charlotte Hall, MD 20622, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Charlotte Hall, Maryland 20622 from 2024 - 2016
The following historical data provides insights into refinancing trends in Charlotte Hall, Maryland and the surrounding Saint Marys county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 60.21% | 71.19% | 72.61% | 72.05% | 69.82% | 62.80% | 59.87% | 65.54% | |
avg refi rate | 3.93% | 3.84% | 4.04% | 4.47% | 3.70% | 3.89% | 4.44% | 4.78% | |
% 15 year fixed refinance | 31.56% | 20.49% | 19.64% | 20.29% | 23.70% | 26.67% | 29.18% | 25.80% | |
avg refi rate | 3.09% | 3.00% | 3.18% | 3.48% | 2.94% | 3.22% | 3.70% | 4.22% | |
Avg credit score | 758.23 | 762.35 | 760.55 | 753.93 | 766.77 | 773.57 | 773.03 | 774.46 | |
Avg LTV (loan to value) | 69.84% | 71.95% | 71.97% | 71.35% | 67.28% | 65.23% | 64.31% | 62.38% | |
Avg DTI (debt to income) | 33.34 | 32.84 | 33.00 | 33.50 | 30.55 | 30.16 | 30.57 | 29.82 | |
Avg refinance insurance % | 5.07% | 5.09% | 4.52% | 3.75% | 2.94% | 1.67% | 1.18% | 0.67% |
Best Refinance Brokers around Charlotte Hall, Maryland 20622
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Charlotte Hall, Maryland 20622, we have compiled a list of top refinance brokers to assist you in the process.
Kia Coppedge
Loan Officer
301 Steeple Chase Dr
Prince Frederick, MD 20622
(202) 725-9843
kcoppedge@envoymortgage.com
Frank Carrico
Loan Officer
301 Steeple Chase Dr
Prince Frederick, MD 20622
(443) 486-4114
fcarrico@envoymortgage.com
Steven Johnson
Loan Officer
301 Steeple Chase Dr
Prince Frederick, MD 20622
(443) 486-4114
sjohnson@envoymortgage.com
Michelle Foster
Loan Officer
301 Steeple Chase Dr Ste 101
Prince Frederick, MD 20622
MFoster@envoymtg.com
Steven Johnson
Loan Officer
301 Steeple Chase Dr Ste 101
Prince Frederick, MD 20622
(443) 486-4114
SJohnson@envoymtg.com
Address
301 Steeple Chase Dr
Prince Frederick, MD
Contact
(202) 725-9843
Fax (301) 639-0804
kcoppedge@envoymortgage.com
Address
301 Steeple Chase Dr
Prince Frederick, MD
Contact
(443) 486-4114
Fax (301) 639-0804
fcarrico@envoymortgage.com
Address
301 Steeple Chase Dr
Prince Frederick, MD
Contact
(443) 486-4114
Fax (301) 639-0804
sjohnson@envoymortgage.com