Compare Today’s Refinance Rates for Columbia, Maryland

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Columbia, Maryland 21046. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Columbia and other areas of Howard county, expected lifetime cash savings are $82,266 or $229 / month.

For Columbia, Maryland 21046, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

39.170236 -76.853796

Summary of Average Refinance Terms in Columbia, Maryland 21046

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Columbia, MD

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Columbia, MD 21046, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Columbia, MD

Refinance Rates for Columbia, Maryland 21046 from 2014 - 2021

Below are historical data on refinancing in Columbia, Maryland and around Howard county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 61.77% 54.26% 57.92% 61.89% 62.73% 65.40% 63.94% 56.48%
avg refi rate 4.85% 4.50% 3.92% 3.71% 4.49% 4.03% 3.84% 3.90%
% 15 year fixed refinance 25.13% 29.35% 27.06% 26.89% 25.02% 21.83% 23.55% 27.50%
avg refi rate 4.25% 3.77% 3.23% 2.94% 3.52% 3.24% 3.05% 3.12%
Avg credit score 768.01 769.02 771.74 765.78 752.15 759.24 760.54 755.00
Avg LTV (loan to value) 62.75% 63.63% 64.65% 65.37% 67.62% 68.02% 66.19% 63.55%
Avg DTI (debt to income) 31.24 31.03 30.29 30.50 33.47 32.77 32.46 32.96
Avg refinance insurance % 0.91% 1.35% 1.53% 2.34% 3.70% 3.53% 2.96% 3.00%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Columbia, Maryland 21046

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Columbia, Maryland 21046, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

John Moore

Mortgage Consultant

10805 Hickory Ridge Road

Columbia, MD 21046

(410) 961-7634

john.moore@phmloans.com

Nicholas John

Mortgage Consultant

10805 Hickory Ridge Road

Columbia, MD 21046

(516) 660-7180

nicholas.john@phmloans.com

John Johnson

Branch Manager

1000 Brooktree Rd., Ste. 105

Columbia, MD 21046

(724) 831-5755

john.johnson@gatewayloan.com

Nancy Raphael

Mortgage Loan Officer

8825 Stanford Blvd, Suite 310

Columbia, MD 21046

(410) 935-5554

nancy.raphael@fitzgeraldfinancial.net

Steve Brunett

Mortgage Loan Officer

8825 Stanford Blvd, Suite 310

Columbia, MD 21046

(410) 960-1324

steve.brunett@fitzgeraldfinancial.net

Address

10805 Hickory Ridge Road

Columbia, MD

Contact

(410) 961-7634

Fax (301) 639-0804

john.moore@phmloans.com

Address

10805 Hickory Ridge Road

Columbia, MD

Contact

(516) 660-7180

Fax (301) 639-0804

nicholas.john@phmloans.com

Address

1000 Brooktree Rd., Ste. 105

Columbia, MD

Contact

(724) 831-5755

Fax (301) 639-0804

john.johnson@gatewayloan.com

Refinancing News for Columbia, Maryland 21046