Compare Today’s Refinance Rates for Easton, Maryland 21601
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Easton, Maryland 21601.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Easton, Maryland 21601. For 30-year amortization refinancing, you can expect lifetime cash savings of $10,992 or $31 per month in Easton and other parts of Talbot county.
Summary of Average Refinances in Easton, Maryland 21601
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Interactive Refinance Rate Projections for Easton, Maryland 21601
Pureloan has developed an interactive chart to monitor the five largest local lenders in Easton, MD 21601, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Easton, Maryland 21601 from 2024 - 2016
The following historical data provides insights into refinancing trends in Easton, Maryland and the surrounding Talbot county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 57.29% | 63.08% | 64.17% | 67.63% | 67.03% | 59.52% | 62.28% | 55.61% |
avg refi rate | 6.23% | 3.50% | 2.96% | 3.24% | 4.15% | 4.58% | 4.05% | 3.87% | 4.04% |
% 15 year fixed refinance | 24.62% | 22.45% | 21.83% | 17.92% | 23.08% | 29.17% | 25.88% | 34.22% | |
avg refi rate | 2.75% | 2.47% | 2.83% | 3.49% | 3.86% | 3.24% | 3.11% | 3.34% | |
Avg credit score | 723.00 | 736.87 | 755.40 | 760.67 | 757.86 | 754.40 | 757.15 | 758.33 | 758.98 |
Avg LTV (loan to value) | 62.17% | 60.25% | 66.82% | 69.99% | 68.71% | 67.65% | 69.18% | 68.07% | 68.44% |
Avg DTI (debt to income) | 36.33 | 33.56 | 32.39 | 32.17 | 33.44 | 33.82 | 33.36 | 33.46 | 33.35 |
Avg refinance insurance % | 0.80% | 2.99% | 4.25% | 4.71% | 3.49% | 3.96% | 4.59% | 3.62% |
Best Refinance Brokers around Easton, Maryland 21601
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Easton, Maryland 21601, we have compiled a list of top refinance brokers to assist you in the process.
Bill McGuire
Loan Officer
31 Goldsborough St
Easton, MD 21601
(410) 924-2327
bmcguire@gofirsthome.com
RickandTrey Rider
Loan Officer
19 Bay St Ste 1
Easton, MD 21601
(410) 822-2687
trider@gofirsthome.com
Rick Rider
Loan Officer
19 Bay St Ste 1
Easton, MD 21601
(410) 310-0520
rrider@gofirsthome.com
Tracy Cohee
Loan Officer
111 N West St Ste C
Easton, MD 21601
(410) 310-8146
tcohee@gofirsthome.com
Address
31 Goldsborough St
Easton, MD
Contact
(410) 924-2327
Fax (301) 639-0804
bmcguire@gofirsthome.com
Address
19 Bay St Ste 1
Easton, MD
Contact
(410) 822-2687
Fax (301) 639-0804
trider@gofirsthome.com
Address
19 Bay St Ste 1
Easton, MD
Contact
(410) 310-0520
Fax (301) 639-0804
rrider@gofirsthome.com