Compare Today’s Refinance Rates for Essex, Maryland

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Essex, Maryland 21221. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Essex and other areas of Baltimore county, expected lifetime cash savings are $24,957 or $69 / month.

For Essex, Maryland 21221, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

39.308553 -76.453259

Summary of Average Refinance Terms in Essex, Maryland 21221

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Essex, MD

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Essex, MD 21221, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Essex, MD

Refinance Rates for Essex, Maryland 21221 from 2014 - 2021

Below are historical data on refinancing in Essex, Maryland and around Baltimore county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 61.77% 54.26% 57.92% 61.89% 62.73% 65.40% 63.94% 56.48%
avg refi rate 4.85% 4.50% 3.92% 3.71% 4.49% 4.03% 3.84% 3.90%
% 15 year fixed refinance 25.13% 29.35% 27.06% 26.89% 25.02% 21.83% 23.55% 27.50%
avg refi rate 4.25% 3.77% 3.23% 2.94% 3.52% 3.24% 3.05% 3.12%
Avg credit score 768.01 769.02 771.74 765.78 752.15 759.24 760.54 755.00
Avg LTV (loan to value) 62.75% 63.63% 64.65% 65.37% 67.62% 68.02% 66.19% 63.55%
Avg DTI (debt to income) 31.24 31.03 30.29 30.50 33.47 32.77 32.46 32.96
Avg refinance insurance % 0.91% 1.35% 1.53% 2.34% 3.70% 3.53% 2.96% 3.00%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Essex, Maryland 21221

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Essex, Maryland 21221, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Michael Grossblatt

Loan Officer

2809 Boston St

Baltimore, MD 21221

(410) 365-7848

mgrossblatt@gofirsthome.com

Brian Baker

Mortgage Consultant

3301 Boston St Ste 200

Baltimore, MD 21221

(240) 235-5322

bbaker@1stmarinerbank.com

Michael Keehan

Mortgage Consultant

3301 Boston St Ste 200

Baltimore, MD 21221

(866) 490-6437

mkeehan@1stmarinerbank.com

Michael Lozupone

Mortgage Consultant

3301 Boston St Ste 200

Baltimore, MD 21221

(866) 490-6437

mlozupone@1stmarinerbank.com

Charlie Maykrantz

Mortgage Consultant

3301 Boston St Ste 200

Baltimore, MD 21221

(410) 735-2068

cmaykrantz@1stmarinerbank.com

Address

2809 Boston St

Baltimore, MD

Contact

(410) 365-7848

Fax (301) 639-0804

mgrossblatt@gofirsthome.com

Address

3301 Boston St Ste 200

Baltimore, MD

Contact

(240) 235-5322

Fax (301) 639-0804

bbaker@1stmarinerbank.com

Address

3301 Boston St Ste 200

Baltimore, MD

Contact

(866) 490-6437

Fax (301) 639-0804

mkeehan@1stmarinerbank.com

Refinancing News for Essex, Maryland 21221