Compare Today’s Refinance Rates for Flintstone, Maryland 21530
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Flintstone, Maryland 21530.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Flintstone, Maryland 21530. For 30-year amortization refinancing, you can expect lifetime cash savings of $11,362 or $32 per month in Flintstone and other parts of Allegany county.
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Summary of Average Refinances in Flintstone, Maryland 21530
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Flintstone, Maryland 21530
Pureloan has developed an interactive chart to monitor the five largest local lenders in Flintstone, MD 21530, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Flintstone, Maryland 21530 from 2024 - 2016
The following historical data provides insights into refinancing trends in Flintstone, Maryland and the surrounding Allegany county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 33.33% | 44.26% | 46.64% | 47.95% | 80.00% | 65.52% | 40.54% | 59.26% | 64.10% |
| avg refi rate | 7.00% | 3.92% | 2.97% | 3.16% | 4.32% | 4.46% | 3.91% | 3.86% | 4.03% |
| % 15 year fixed refinance | 33.33% | 37.70% | 36.94% | 35.09% | 6.67% | 24.14% | 45.95% | 29.63% | 25.64% |
| avg refi rate | 5.99% | 3.15% | 2.50% | 2.78% | 3.75% | 4.03% | 3.28% | 3.21% | 3.29% |
| Avg credit score | 694.00 | 739.85 | 761.09 | 765.48 | 749.83 | 743.79 | 754.00 | 756.89 | 768.00 |
| Avg LTV (loan to value) | 60.00% | 60.39% | 64.83% | 67.49% | 71.73% | 69.55% | 67.38% | 68.24% | 70.38% |
| Avg DTI (debt to income) | 36.67 | 34.11 | 32.15 | 30.28 | 32.40 | 35.31 | 33.27 | 31.41 | 29.77 |
| Avg refinance insurance % | 2.18% | 2.14% | 3.03% | 2.03% | 2.55% | 2.14% | 2.81% | 4.08% |
Best Refinance Brokers around Flintstone, Maryland 21530
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Flintstone, Maryland 21530, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Kelli Palamar
Mortgage Loan Officer
24541 Garrett Hwy
McHenry, MD 21530
(301) 387-9057
kpalamar@bbandt.com
Jody Emerick
Mortgage Loan Originator
1275 National Highway
LaVale, MD 21530
(301) 729-3738
jemerick@standardbankpa.com
Bryan Bates
Loan Officer
14602B Mcmullen Hwy.
Cumberland, MD 21530
(843) 449-2250
bbates@alcovamortgage.com
Jason Inglish
Branch Partner
14602B Mcmullen Hwy.
Cumberland, MD 21530
(843) 449-2250
jinglish@alcovamortgage.com
Address
24541 Garrett Hwy
McHenry, MD
Contact
(301) 387-9057
Fax (301) 639-0804
kpalamar@bbandt.com
Address
1275 National Highway
LaVale, MD
Contact
(301) 729-3738
Fax (301) 639-0804
jemerick@standardbankpa.com
Address
14602B Mcmullen Hwy.
Cumberland, MD
Contact
(843) 449-2250
Fax (301) 639-0804
bbates@alcovamortgage.com