Compare Today’s Refinance Rates for Frederick, Maryland

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Frederick, Maryland 21703. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Frederick and surrounding areas of Frederick county, your expected lifetime cash savings are $14,023 or $39 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Frederick, Maryland 21703.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

39.3876 -77.4471

Summary of Average Refinance Terms in Frederick, Maryland 21703

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Frederick, MD

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Frederick, MD 21703, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Frederick, MD

Refinance Rates for Frederick, Maryland 21703 from 2014 - 2021

Below are historical data on refinancing in Frederick, Maryland and around Frederick county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 61.77% 54.26% 57.92% 61.89% 62.73% 65.40% 63.94% 56.48%
avg refi rate 4.85% 4.50% 3.92% 3.71% 4.49% 4.03% 3.84% 3.90%
% 15 year fixed refinance 25.13% 29.35% 27.06% 26.89% 25.02% 21.83% 23.55% 27.50%
avg refi rate 4.25% 3.77% 3.23% 2.94% 3.52% 3.24% 3.05% 3.12%
Avg credit score 768.01 769.02 771.74 765.78 752.15 759.24 760.54 755.00
Avg LTV (loan to value) 62.75% 63.63% 64.65% 65.37% 67.62% 68.02% 66.19% 63.55%
Avg DTI (debt to income) 31.24 31.03 30.29 30.50 33.47 32.77 32.46 32.96
Avg refinance insurance % 0.91% 1.35% 1.53% 2.34% 3.70% 3.53% 2.96% 3.00%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Frederick, Maryland 21703

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Frederick, Maryland 21703, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Josh Ambush

Mortgage Loan Officer

129 W Patrick St #8

Frederick, MD 21703

(757) 498-7435

jambush@twmortgage.com

John Valente

Mortgage Consultant

5301 Buckeystown Pike, Ste 250

Frederick, MD 21703

(443) 547-5722

john.valente@phmloans.com

Jason Sheaffer

Mortgage Consultant

5301 Buckeystown Pike, Ste 250

Frederick, MD 21703

(301) 448-0426

jason.sheaffer@phmloans.com

Curtis Hall

Mortgage Loan Officer

5300 Westview Drive, Suite 307

Frederick, MD 21703

(301) 788-2982

curtis.hall@fitzgeraldfinancial.net

Dana Dudley

Mortgage Loan Officer

5300 Westview Drive, Suite 307

Frederick, MD 21703

(301) 606-5818

dana.dudley@fitzgeraldfinancial.net

Address

129 W Patrick St #8

Frederick, MD

Contact

(757) 498-7435

Fax (301) 639-0804

jambush@twmortgage.com

Address

5301 Buckeystown Pike, Ste 250

Frederick, MD

Contact

(443) 547-5722

Fax (301) 639-0804

john.valente@phmloans.com

Address

5301 Buckeystown Pike, Ste 250

Frederick, MD

Contact

(301) 448-0426

Fax (301) 639-0804

jason.sheaffer@phmloans.com

Refinancing News for Frederick, Maryland 21703