Compare Today’s Refinance Rates for Fruitland, Maryland 21826
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Fruitland, Maryland 21826.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Fruitland, Maryland 21826. For 30-year amortization refinancing, you can expect lifetime cash savings of $40,465 or $112 per month in Fruitland and other parts of Wicomico county.
Summary of Average Refinances in Fruitland, Maryland 21826
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Interactive Refinance Rate Projections for Fruitland, Maryland 21826
Pureloan has developed an interactive chart to monitor the five largest local lenders in Fruitland, MD 21826, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Fruitland, Maryland 21826 from 2024 - 2016
The following historical data provides insights into refinancing trends in Fruitland, Maryland and the surrounding Wicomico county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 58.33% | 57.11% | 54.44% | 52.54% | 56.82% | 49.70% | 55.67% | 54.00% |
avg refi rate | 6.20% | 3.56% | 2.98% | 3.26% | 4.28% | 4.59% | 4.12% | 3.92% | 4.06% |
% 15 year fixed refinance | 26.33% | 27.95% | 30.31% | 30.51% | 30.68% | 38.18% | 33.50% | 37.33% | |
avg refi rate | 2.65% | 2.52% | 2.85% | 3.56% | 3.85% | 3.34% | 3.15% | 3.32% | |
Avg credit score | 748.36 | 749.18 | 757.89 | 764.56 | 762.64 | 754.02 | 747.04 | 761.55 | 761.33 |
Avg LTV (loan to value) | 67.64% | 59.79% | 66.17% | 70.20% | 71.21% | 67.40% | 70.77% | 69.53% | 68.69% |
Avg DTI (debt to income) | 37.82 | 33.79 | 33.13 | 32.32 | 33.64 | 35.06 | 34.78 | 31.92 | 33.09 |
Avg refinance insurance % | 5.64% | 1.08% | 1.88% | 3.06% | 3.41% | 3.25% | 4.54% | 3.36% | 2.61% |
Best Refinance Brokers around Fruitland, Maryland 21826
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Fruitland, Maryland 21826, we have compiled a list of top refinance brokers to assist you in the process.
Trish Raber
Mortgage Loan Officer
301 Civic Ave
Salisbury, MD 21826
(410) 546-6027
trish.raber@pncmortgage.com
Eric Short
Loan Officer
800 E Main St
Salisbury, MD 21826
(410) 845-0478
eshort@gofirsthome.com
Norman Tucker
Loan Officer
12507 Sunset Ave # 0
Ocean City, MD 21826
(410) 213-8511
normantucker@atlanticcoastalmtg.com
Pam Rocco
Mortgage Loan Officer
3409 Coastal Hwy Ste 1
Ocean City, MD 21826
(410) 289-2151
pam.rocco@pncmortgage.com
Ned Delaney
Loan Officer
6200 Coastal Hwy
Ocean City, MD 21826
(410) 991-7567
ndelaney@gofirsthome.com
Address
301 Civic Ave
Salisbury, MD
Contact
(410) 546-6027
Fax (301) 639-0804
trish.raber@pncmortgage.com
Address
800 E Main St
Salisbury, MD
Contact
(410) 845-0478
Fax (301) 639-0804
eshort@gofirsthome.com
Address
12507 Sunset Ave # 0
Ocean City, MD
Contact
(410) 213-8511
Fax (301) 639-0804
normantucker@atlanticcoastalmtg.com