Compare Today’s Refinance Rates for Germantown, Maryland

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Germantown, Maryland 20875. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $30,928 or $86 / month in Germantown and other areas of Montgomery county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Germantown, Maryland 20875.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

39.173056 -77.271944

Summary of Average Refinance Terms in Germantown, Maryland 20875

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Germantown, MD

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Germantown, MD 20875, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Germantown, MD

Refinance Rates for Germantown, Maryland 20875 from 2014 - 2021

Below are historical data on refinancing in Germantown, Maryland and around Montgomery county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 65.54% 59.87% 62.80% 69.82% 72.05% 72.61% 71.19% 60.21%
avg refi rate 4.78% 4.44% 3.89% 3.70% 4.47% 4.04% 3.84% 3.93%
% 15 year fixed refinance 25.80% 29.18% 26.67% 23.70% 20.29% 19.64% 20.49% 31.56%
avg refi rate 4.22% 3.70% 3.22% 2.94% 3.48% 3.18% 3.00% 3.09%
Avg credit score 774.46 773.03 773.57 766.77 753.93 760.55 762.35 758.23
Avg LTV (loan to value) 62.38% 64.31% 65.23% 67.28% 71.35% 71.97% 71.95% 69.84%
Avg DTI (debt to income) 29.82 30.57 30.16 30.55 33.50 33.00 32.84 33.34
Avg refinance insurance % 0.67% 1.18% 1.67% 2.94% 3.75% 4.52% 5.09% 5.07%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Germantown, Maryland 20875

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Germantown, Maryland 20875, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Jennifer Nguyen

Mortgage Banker

19801 Century Blvd

Germantown, MD 20875

(141) 088-4320

jennifer.t.nguyen@chase.com

Arlene Burley

Loan Officer

18524 Office Park Dr

Montgomery Village, MD 20875

(301) 960-3071

arlene@burleyteam.com

Jeremy Dillon

Loan Officer

12501 Prosperity Dr Ste 310

Silver Spring, MD 20875

(443) 690-0803

jdillon@gofirsthome.com

Travis Vollmerhausen

Loan Officer

12501 Prosperity Dr Ste 310

Silver Spring, MD 20875

(301) 537-3152

tvollmerhausen@gofirsthome.com

Heather Goldman-Devoto

Loan Officer

12501 Prosperity Dr Ste 310

Silver Spring, MD 20875

(703) 517-0406

hdevoto@gofirsthome.com

Address

19801 Century Blvd

Germantown, MD

Contact

(141) 088-4320

Fax (301) 639-0804

jennifer.t.nguyen@chase.com

Address

18524 Office Park Dr

Montgomery Village, MD

Contact

(301) 960-3071

Fax (301) 639-0804

arlene@burleyteam.com

Address

12501 Prosperity Dr Ste 310

Silver Spring, MD

Contact

(443) 690-0803

Fax (301) 639-0804

jdillon@gofirsthome.com

Refinancing News for Germantown, Maryland 20875