Compare Today’s Refinance Rates for Gwynn Oak, Maryland 21207
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Gwynn Oak, Maryland 21207.
With a 30-year amortization refinance in Gwynn Oak and surrounding areas of Baltimore City county, our calculations show that you can expect to save up to $10,958 over the lifetime of your mortgage, or a monthly savings of $30. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Gwynn Oak, Maryland 21207.
Summary of Average Refinances in Gwynn Oak, Maryland 21207
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Interactive Refinance Rate Projections for Gwynn Oak, Maryland 21207
Pureloan has developed an interactive chart to monitor the five largest local lenders in Gwynn Oak, MD 21207, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Gwynn Oak, Maryland 21207 from 2024 - 2016
The following historical data provides insights into refinancing trends in Gwynn Oak, Maryland and the surrounding Baltimore City county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 57.29% | 63.08% | 64.17% | 67.63% | 67.03% | 59.52% | 62.28% | 55.61% |
avg refi rate | 6.23% | 3.50% | 2.96% | 3.24% | 4.15% | 4.58% | 4.05% | 3.87% | 4.04% |
% 15 year fixed refinance | 24.62% | 22.45% | 21.83% | 17.92% | 23.08% | 29.17% | 25.88% | 34.22% | |
avg refi rate | 2.75% | 2.47% | 2.83% | 3.49% | 3.86% | 3.24% | 3.11% | 3.34% | |
Avg credit score | 723.00 | 736.87 | 755.40 | 760.67 | 757.86 | 754.40 | 757.15 | 758.33 | 758.98 |
Avg LTV (loan to value) | 62.17% | 60.25% | 66.82% | 69.99% | 68.71% | 67.65% | 69.18% | 68.07% | 68.44% |
Avg DTI (debt to income) | 36.33 | 33.56 | 32.39 | 32.17 | 33.44 | 33.82 | 33.36 | 33.46 | 33.35 |
Avg refinance insurance % | 0.80% | 2.99% | 4.25% | 4.71% | 3.49% | 3.96% | 4.59% | 3.62% |
Best Refinance Brokers around Gwynn Oak, Maryland 21207
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Gwynn Oak, Maryland 21207, we have compiled a list of top refinance brokers to assist you in the process.
John Dalesio
Mortgage Banker
100 West Rd Ste 500
Towson, MD 21207
(141) 051-2423
john.dalesio@chase.com
John Hofferbert
Mortgage Banker
100 West Rd Ste 500
Towson, MD 21207
(141) 051-2424
john.l.hofferbert@chase.com
Kevin Honchar
Mortgage Banker
100 West Rd Ste 500
Towson, MD 21207
(141) 051-2424
kevin.c.honchar@chase.com
Mary Martin
Mortgage Banker
100 West Rd Ste 500
Towson, MD 21207
(141) 051-2423
mary.c.martin@chase.com
Richard Belanger
Mortgage Banker
100 West Rd Ste 500
Towson, MD 21207
(141) 051-2423
richard.p.belanger@chase.com
Address
100 West Rd Ste 500
Towson, MD
Contact
(141) 051-2423
Fax (301) 639-0804
john.dalesio@chase.com
Address
100 West Rd Ste 500
Towson, MD
Contact
(141) 051-2424
Fax (301) 639-0804
john.l.hofferbert@chase.com
Address
100 West Rd Ste 500
Towson, MD
Contact
(141) 051-2424
Fax (301) 639-0804
kevin.c.honchar@chase.com