Compare Today’s Refinance Rates for Hagerstown, Maryland

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Hagerstown, Maryland 21749. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Hagerstown and other areas of Washington county, expected lifetime cash savings are $19,286 or $54 / month.

For Hagerstown, Maryland 21749, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

39.6437 -77.7205

Summary of Average Refinance Terms in Hagerstown, Maryland 21749

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Hagerstown, MD

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Hagerstown, MD 21749, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Hagerstown, MD

Refinance Rates for Hagerstown, Maryland 21749 from 2014 - 2021

Below are historical data on refinancing in Hagerstown, Maryland and around Washington county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 61.77% 54.26% 57.92% 61.89% 62.73% 65.40% 63.94% 56.48%
avg refi rate 4.85% 4.50% 3.92% 3.71% 4.49% 4.03% 3.84% 3.90%
% 15 year fixed refinance 25.13% 29.35% 27.06% 26.89% 25.02% 21.83% 23.55% 27.50%
avg refi rate 4.25% 3.77% 3.23% 2.94% 3.52% 3.24% 3.05% 3.12%
Avg credit score 768.01 769.02 771.74 765.78 752.15 759.24 760.54 755.00
Avg LTV (loan to value) 62.75% 63.63% 64.65% 65.37% 67.62% 68.02% 66.19% 63.55%
Avg DTI (debt to income) 31.24 31.03 30.29 30.50 33.47 32.77 32.46 32.96
Avg refinance insurance % 0.91% 1.35% 1.53% 2.34% 3.70% 3.53% 2.96% 3.00%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Hagerstown, Maryland 21749

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Hagerstown, Maryland 21749, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Brittany Blankenship

Mortgage Banker

17301 Valley Mall Road, Suite 595

Hagerstown, MD 21749

(703) 871-1300

bblankenship@accessnational.com

Joe Acre

Mortgage Loan Officer

1800 Dual Hwy Ste 100

Hagerstown, MD 21749

(301) 714-7860

jacre@bbandt.com

Darlene King

Loan Officer

12916 Conamar Dr

Hagerstown, MD 21749

(540) 849-1003

darlene.king@pncmortgage.com

Cathy Ocharzak

Loan Officer

1825 Howell Rd Ste 2

Hagerstown, MD 21749

(301) 491-1187

cocharzak@gofirsthome.com

Jim Gullace

Loan Officer

1825 Howell Rd Ste 2

Hagerstown, MD 21749

(240) 675-0865

jgullace@gofirsthome.com

Address

17301 Valley Mall Road, Suite 595

Hagerstown, MD

Contact

(703) 871-1300

Fax (301) 639-0804

bblankenship@accessnational.com

Address

1800 Dual Hwy Ste 100

Hagerstown, MD

Contact

(301) 714-7860

Fax (301) 639-0804

jacre@bbandt.com

Address

12916 Conamar Dr

Hagerstown, MD

Contact

(540) 849-1003

Fax (301) 639-0804

darlene.king@pncmortgage.com

Refinancing News for Hagerstown, Maryland 21749

Looking for Refinance Rates in Other Cities named Hagerstown?