Compare Today’s Refinance Rates for Harmans, Maryland 21077
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Harmans, Maryland 21077.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Harmans, Maryland 21077. For 30-year amortization refinancing, you can expect lifetime cash savings of $12,408 or $34 per month in Harmans and other parts of Anne Arundel county.
Summary of Average Refinances in Harmans, Maryland 21077
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Interactive Refinance Rate Projections for Harmans, Maryland 21077
Pureloan has developed an interactive chart to monitor the five largest local lenders in Harmans, MD 21077, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Harmans, Maryland 21077 from 2024 - 2016
The following historical data provides insights into refinancing trends in Harmans, Maryland and the surrounding Anne Arundel county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 91.67% | 56.57% | 59.37% | 59.77% | 63.96% | 56.72% | 54.98% | 62.60% | 63.21% |
| avg refi rate | 6.04% | 3.47% | 2.90% | 3.17% | 4.03% | 4.47% | 4.06% | 3.84% | 4.04% |
| % 15 year fixed refinance | 4.17% | 24.28% | 23.20% | 24.43% | 22.03% | 27.63% | 29.78% | 26.30% | 24.22% |
| avg refi rate | 3.75% | 2.62% | 2.35% | 2.70% | 3.43% | 3.72% | 3.23% | 3.02% | 3.21% |
| Avg credit score | 743.17 | 746.11 | 762.55 | 767.88 | 759.40 | 750.93 | 754.82 | 762.36 | 760.99 |
| Avg LTV (loan to value) | 61.50% | 64.27% | 68.26% | 71.16% | 73.28% | 69.35% | 72.07% | 72.28% | 72.52% |
| Avg DTI (debt to income) | 35.21 | 32.78 | 30.99 | 30.94 | 33.39 | 34.04 | 33.41 | 32.33 | 32.29 |
| Avg refinance insurance % | 0.50% | 1.66% | 2.97% | 4.55% | 6.53% | 3.86% | 5.58% | 5.43% | 5.60% |
Best Refinance Brokers around Harmans, Maryland 21077
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Harmans, Maryland 21077, we have compiled a list of top refinance brokers to assist you in the process.
Richard Clancy
Mortgage/Financial Advisor
125 High Street, 24th Floor
Boston, MA 21077
(617) 478-6400
Richard.Clancy@morganstanley.com
Devin Condron
Mortgage/Private Wealth Advisor
125 High Street, 24th Floor
Boston, MA 21077
(617) 478-6400
Devin.Condron@morganstanley.com
Stephen Fitzmaurice
Mortgage/Financial Advisor
125 High Street, 24th Floor
Boston, MA 21077
(617) 478-6400
Stephen.Fitzmaurice@morganstanley.com
Ilan Segev
Mortgage/Private Wealth Advisor
125 High Street, 24th Floor
Boston, MA 21077
(617) 478-6400
Ilan.Segev@morganstanley.com
Kenneth Sexter
Mortgage/Private Wealth Advisor
125 High Street, 24th Floor
Boston, MA 21077
(617) 478-6400
Kenneth.Sexter@morganstanley.com
Address
125 High Street, 24th Floor
Boston, MA
Contact
(617) 478-6400
Fax (301) 639-0804
Richard.Clancy@morganstanley.com
Address
125 High Street, 24th Floor
Boston, MA
Contact
(617) 478-6400
Fax (301) 639-0804
Devin.Condron@morganstanley.com
Address
125 High Street, 24th Floor
Boston, MA
Contact
(617) 478-6400
Fax (301) 639-0804
Stephen.Fitzmaurice@morganstanley.com