Compare Today’s Refinance Rates for Hughesville, Maryland 20637
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Hughesville, Maryland 20637.
With a 30-year amortization refinance in Hughesville and surrounding areas of Charles county, our calculations show that you can expect to save up to $14,126 over the lifetime of your mortgage, or a monthly savings of $39. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Hughesville, Maryland 20637.
Summary of Average Refinances in Hughesville, Maryland 20637
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Interactive Refinance Rate Projections for Hughesville, Maryland 20637
Pureloan has developed an interactive chart to monitor the five largest local lenders in Hughesville, MD 20637, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Hughesville, Maryland 20637 from 2024 - 2016
The following historical data provides insights into refinancing trends in Hughesville, Maryland and the surrounding Charles county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 60.21% | 71.19% | 72.61% | 72.05% | 69.82% | 62.80% | 59.87% | 65.54% | |
avg refi rate | 3.93% | 3.84% | 4.04% | 4.47% | 3.70% | 3.89% | 4.44% | 4.78% | |
% 15 year fixed refinance | 31.56% | 20.49% | 19.64% | 20.29% | 23.70% | 26.67% | 29.18% | 25.80% | |
avg refi rate | 3.09% | 3.00% | 3.18% | 3.48% | 2.94% | 3.22% | 3.70% | 4.22% | |
Avg credit score | 758.23 | 762.35 | 760.55 | 753.93 | 766.77 | 773.57 | 773.03 | 774.46 | |
Avg LTV (loan to value) | 69.84% | 71.95% | 71.97% | 71.35% | 67.28% | 65.23% | 64.31% | 62.38% | |
Avg DTI (debt to income) | 33.34 | 32.84 | 33.00 | 33.50 | 30.55 | 30.16 | 30.57 | 29.82 | |
Avg refinance insurance % | 5.07% | 5.09% | 4.52% | 3.75% | 2.94% | 1.67% | 1.18% | 0.67% |
Best Refinance Brokers around Hughesville, Maryland 20637
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Hughesville, Maryland 20637, we have compiled a list of top refinance brokers to assist you in the process.
Laura Huber
Branch Manager
7431 Leonardtown Road
Hughesville, MD 20637
(301) 274-3167
lhuber@colonialfarmcredit.com
Patti Willenborg
Mortgage Loan Officer
304 Charles Street
La Plata, MD 20637
(301) 392-5134
patti.b.willenborg@pncmortgage.com
Jennifer Zinn
Loan Officer
800 17th Street, NW
La Plata, MD 20637
(703) 774-8144
Jennifer.Zinn@pnc.com
Kia Coppedge
Loan Officer
301 Steeple Chase Dr
Prince Frederick, MD 20637
(202) 725-9843
kcoppedge@envoymortgage.com
Frank Carrico
Loan Officer
301 Steeple Chase Dr
Prince Frederick, MD 20637
(443) 486-4114
fcarrico@envoymortgage.com
Address
7431 Leonardtown Road
Hughesville, MD
Contact
(301) 274-3167
Fax (301) 639-0804
lhuber@colonialfarmcredit.com
Address
304 Charles Street
La Plata, MD
Contact
(301) 392-5134
Fax (301) 639-0804
patti.b.willenborg@pncmortgage.com
Address
800 17th Street, NW
La Plata, MD
Contact
(703) 774-8144
Fax (301) 639-0804
Jennifer.Zinn@pnc.com